FFDI vs IVV
Fidelity Fundamental Developed International ETF vs iShares Core S&P 500 ETF
Which is better, FFDI or IVV?
Large Cap Growth against Large Cap Blend.
IVV has a lower expense ratio. FFDI led over the full window, IVV over 1Y. FFDI is less concentrated, with 25.5% of the fund in its ten largest positions against 37.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FFDI | IVV |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $19M | $886.7B |
| Dividend Yield | 2.00% | 1.10% |
| Holdings | 101 | 508 |
| YTD Return | +7.74% | +13.86%Best |
| 1Y Return | +12.77% | +21.57%Best |
| 3Y Return (annualized) | - | +21.48% |
| 5Y Return (annualized) | - | +12.88% |
| Volatility (annualized) | 12.1%Best | 12.6% |
| Max Drawdown | -14.4%Best | -18.8% |
| $10,000 over 1.8 years | $13,391Best | $13,352 |
| Top 10 Weight | 25.5%Best | 37.9% |
| Fund Family | Fidelity Investments (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Nov 19, 2024 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 21, 2024 to Sep 3, 2026 (1.8 years).
FFDI vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
FFDI vs IVV Performance
Fidelity Fundamental Developed International ETF (FFDI) is an ETF from Fidelity Investments (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year FFDI returned +12.77% while IVV returned +21.57%. Year to date, FFDI is up 7.74% versus a gain of 13.86% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.6% compared with 12.1% for FFDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.4% for FFDI and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FFDI charges 0.55% per year while IVV charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, FFDI currently yields 2.00% against 1.10% for IVV.
Holdings Overlap
We hold position weights for 98 holdings in FFDI and 505 in IVV, totalling 99.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in FFDI and 505 in IVV, against full books of 101 and 508.
What only one of them owns
Our book lists 497 positions for IVV that do not appear in our book for FFDI (99.3% of the fund), and 4 for FFDI that do not appear in IVV (3.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FFDI and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FFDI or IVV?
FFDI has an expense ratio of 0.55% while IVV charges 0.03%. IVV is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, FFDI or IVV?
Over the past year FFDI returned +12.77% vs +21.57% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), FFDI annualized +17.61% vs +17.42% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FFDI or IVV?
IVV has been the more volatile fund at 12.6% annualized versus 12.1% for FFDI. Worst drawdown: FFDI -14.4% vs IVV -18.8%.
Should I hold both FFDI and IVV?
FFDI and IVV have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FFDI or IVV?
FFDI yields 2.00% while IVV yields 1.10%, so FFDI currently pays the higher dividend yield.
Is IVV better than FFDI?
IVV has a lower expense ratio. FFDI led over the full window, IVV over 1Y. FFDI is less concentrated, with 25.5% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.