FFF vs SCHD

Quick Verdict

SCHD has a lower expense ratio.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: Tied

Side-by-Side Comparison

MetricFFFSCHDWinner
Expense Ratio0.75%0.06%
AUM$5M$103.7B
Dividend Yield0.00%3.31%
Holdings100104
YTD Return+6.27%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-21.9%-33.4%
Fund FamilyFounder ETFs LLCCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 18, 2025Oct 20, 2011

FFF vs SCHD Performance

Founders 100 ETF (FFF) is a ETF from Founder ETFs LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, FFF is up 6.27% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -21.9% for FFF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FFF charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, FFF currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

2.9%overlap

FFF and SCHD share 3 holdings out of 197 unique holdings combined, representing a 2.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FFFWeight in SCHDDifference
BX3.82%2.38%1.44%
WSO0.40%0.34%0.06%
NXST0.13%0.14%0.01%

Frequently Asked Questions

Which is cheaper, FFF or SCHD?

FFF has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.

What is the holdings overlap between FFF and SCHD?

FFF and SCHD share 3 common holdings with a 2.9% weight overlap. Combined, they hold 197 unique securities.

Which pays a higher dividend, FFF or SCHD?

FFF yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →