FFF vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricFFFVTIWinner
Expense Ratio0.75%0.03%
AUM$5M$663.5B
Dividend Yield0.00%1.07%
Holdings1003,543
YTD Return+7.37%+14.16%
1Y Return-+23.62%
3Y Return (annualized)-+21.43%
5Y Return (annualized)-+12.33%
Volatility (annualized)-15.3%
Max Drawdown-21.9%-56.6%
Fund FamilyFounder ETFs LLCVanguard (US)
CategoryEquityEquity
InceptionDec 18, 2025May 24, 2001

FFF vs VTI Performance

Founders 100 ETF (FFF) is a ETF from Founder ETFs LLC and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FFF is up 7.37% versus a gain of 14.16% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -21.9% for FFF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FFF charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, FFF currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

12.0%overlap

FFF and VTI share 81 holdings out of 2802 unique holdings combined, representing a 12.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FFFWeight in VTIDifference
NVDA6.95%6.32%0.63%
PLTR7.90%0.35%7.55%
META6.44%1.70%4.74%
ORCLProProPro
CRMProProPro
BLKProProPro
BXProProPro
ANETProProPro
COFProProPro
APPProProPro
FundXLS Pro
See all 10 holdings FFF shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
X-ray my whole portfolio$45/quarter Pro · Cancel anytime

Frequently Asked Questions

Which is cheaper, FFF or VTI?

FFF has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

What is the holdings overlap between FFF and VTI?

FFF and VTI share 81 common holdings with a 12.0% weight overlap. Combined, they hold 2802 unique securities.

Which pays a higher dividend, FFF or VTI?

FFF yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.