FLDR vs VOO
Fidelity Low Duration Bond Factor ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | FLDR | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $1.9B | $979.0B | |
| Dividend Yield | 4.69% | 1.09% | |
| Holdings | 361 | 509 | |
| YTD Return | -0.37% | +13.44% | |
| 1Y Return | +1.23% | +22.62% | |
| 3Y Return (annualized) | +4.33% | +21.47% | |
| 5Y Return (annualized) | +3.19% | +13.27% | |
| Volatility (annualized) | 2.1% | 14.1% | |
| Max Drawdown | -12.2% | -34.3% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 12, 2018 | Sep 7, 2010 |
FLDR vs VOO Performance
Fidelity Low Duration Bond Factor ETF (FLDR) is a ETF from Fidelity Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FLDR returned +1.23% while VOO returned +22.62%. Year to date, FLDR is down 0.37% versus a gain of 13.44% for VOO.
Over three years, FLDR compounded at +4.33% per year against +21.47% for VOO; over five years the annualized figures are +3.19% and +13.27% respectively. Across the full 8-year window we track, VOO has the edge at +13.55% annualized vs +2.86%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.1% for FLDR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.2% for FLDR and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FLDR charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, FLDR currently yields 4.69% against 1.09% for VOO.
Holdings Overlap
FLDR and VOO share 0 holdings out of 804 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FLDR or VOO?
FLDR has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, FLDR or VOO?
Over the past year FLDR returned +1.23% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (8 years), FLDR annualized +2.86% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, FLDR or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 2.1% for FLDR. Worst drawdown: FLDR -12.2% vs VOO -34.3%.
Should I hold both FLDR and VOO?
FLDR and VOO have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLDR and VOO?
FLDR and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 804 unique securities.
Which pays a higher dividend, FLDR or VOO?
FLDR yields 4.69% while VOO yields 1.09%, so FLDR currently pays the higher dividend yield.
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