FLLA vs SCHD
Franklin FTSE Latin America ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. FLLA offers more diversification with 138 holdings.
Side-by-Side Comparison
| Metric | FLLA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.06% | |
| AUM | $105M | $108.7B | |
| Dividend Yield | 4.70% | 3.13% | |
| Holdings | 138 | 104 | |
| YTD Return | +8.65% | +26.50% | |
| 1Y Return | +26.19% | +31.25% | |
| 3Y Return (annualized) | +12.08% | +16.34% | |
| 5Y Return (annualized) | +10.74% | +10.10% | |
| Volatility (annualized) | 27.0% | 13.6% | |
| Max Drawdown | -53.9% | -33.4% | |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 9, 2018 | Oct 20, 2011 |
FLLA vs SCHD Performance
Franklin FTSE Latin America ETF (FLLA) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FLLA returned +26.19% while SCHD returned +31.25%. Year to date, FLLA is up 8.65% versus a gain of 26.50% for SCHD.
Over three years, FLLA compounded at +12.08% per year against +16.34% for SCHD; over five years the annualized figures are +10.74% and +10.10% respectively. Across the full 8-year window we track, SCHD has the edge at +11.50% annualized vs +5.74%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLLA has been the more volatile fund, with annualized monthly volatility of 27.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.9% for FLLA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FLLA charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, FLLA currently yields 4.70% against 3.13% for SCHD.
Holdings Overlap
FLLA and SCHD share 0 holdings out of 226 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FLLA or SCHD?
FLLA has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, FLLA or SCHD?
Over the past year FLLA returned +26.19% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), FLLA annualized +5.74% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, FLLA or SCHD?
FLLA has been the more volatile fund at 27.0% annualized versus 13.6% for SCHD. Worst drawdown: FLLA -53.9% vs SCHD -33.4%.
Should I hold both FLLA and SCHD?
FLLA and SCHD have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLLA and SCHD?
FLLA and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 226 unique securities.
Which pays a higher dividend, FLLA or SCHD?
FLLA yields 4.70% while SCHD yields 3.13%, so FLLA currently pays the higher dividend yield.
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