FLLA vs VTI
Franklin FTSE Latin America ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. FLLA delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FLLA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.03% | |
| AUM | $105M | $666.9B | |
| Dividend Yield | 4.70% | 1.07% | |
| Holdings | 138 | 3,543 | |
| YTD Return | +13.31% | +13.14% | |
| 1Y Return | +34.26% | +22.35% | |
| 3Y Return (annualized) | +13.03% | +21.83% | |
| 5Y Return (annualized) | +11.74% | +12.01% | |
| Volatility (annualized) | 26.9% | 15.3% | |
| Max Drawdown | -53.9% | -56.6% | |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 9, 2018 | May 24, 2001 |
FLLA vs VTI Performance
Franklin FTSE Latin America ETF (FLLA) is a ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FLLA returned +34.26% while VTI returned +22.35%. Year to date, FLLA is up 13.31% versus a gain of 13.14% for VTI.
Over three years, FLLA compounded at +13.03% per year against +21.83% for VTI; over five years the annualized figures are +11.74% and +12.01% respectively. Across the full 8-year window we track, VTI has the edge at +8.09% annualized vs +6.30%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLLA has been the more volatile fund, with annualized monthly volatility of 26.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.9% for FLLA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FLLA charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, FLLA currently yields 4.70% against 1.07% for VTI.
Holdings Overlap
FLLA and VTI share 0 holdings out of 2913 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FLLA or VTI?
FLLA has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, FLLA or VTI?
Over the past year FLLA returned +34.26% vs +22.35% for VTI, so FLLA leads on 1-year performance. Over the longest common window we track (8 years), FLLA annualized +6.30% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, FLLA or VTI?
FLLA has been the more volatile fund at 26.9% annualized versus 15.3% for VTI. Worst drawdown: FLLA -53.9% vs VTI -56.6%.
Should I hold both FLLA and VTI?
FLLA and VTI have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLLA and VTI?
FLLA and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2913 unique securities.
Which pays a higher dividend, FLLA or VTI?
FLLA yields 4.70% while VTI yields 1.07%, so FLLA currently pays the higher dividend yield.
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