FLMX vs SCHD
Franklin FTSE Mexico ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FLMX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.06% | |
| AUM | $86M | $103.7B | |
| Dividend Yield | 3.88% | 3.31% | |
| Holdings | 39 | 104 | |
| YTD Return | +12.12% | +25.33% | |
| 1Y Return | +28.93% | +32.31% | |
| 3Y Return (annualized) | +11.09% | +15.40% | |
| 5Y Return (annualized) | +13.08% | +9.70% | |
| Volatility (annualized) | 24.3% | 13.6% | |
| Max Drawdown | -52.7% | -33.4% | |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 3, 2017 | Oct 20, 2011 |
FLMX vs SCHD Performance
Franklin FTSE Mexico ETF (FLMX) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FLMX returned +28.93% while SCHD returned +32.31%. Year to date, FLMX is up 12.12% versus a gain of 25.33% for SCHD.
Over three years, FLMX compounded at +11.09% per year against +15.40% for SCHD; over five years the annualized figures are +13.08% and +9.70% respectively. Across the full 9-year window we track, SCHD has the edge at +11.45% annualized vs +7.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLMX has been the more volatile fund, with annualized monthly volatility of 24.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -52.7% for FLMX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FLMX charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, FLMX currently yields 3.88% against 3.31% for SCHD.
Holdings Overlap
FLMX and SCHD share 0 holdings out of 135 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FLMX or SCHD?
FLMX has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, FLMX or SCHD?
Over the past year FLMX returned +28.93% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), FLMX annualized +7.09% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, FLMX or SCHD?
FLMX has been the more volatile fund at 24.3% annualized versus 13.6% for SCHD. Worst drawdown: FLMX -52.7% vs SCHD -33.4%.
Should I hold both FLMX and SCHD?
FLMX and SCHD have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLMX and SCHD?
FLMX and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 135 unique securities.
Which pays a higher dividend, FLMX or SCHD?
FLMX yields 3.88% while SCHD yields 3.31%, so FLMX currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.