FLMX vs SPY

Quick Verdict

SPY has a lower expense ratio. FLMX delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: FLMXMore Diversified: SPY

Side-by-Side Comparison

MetricFLMXSPYWinner
Expense Ratio0.19%0.09%
AUM$86M$789.1B
Dividend Yield3.88%1.01%
Holdings39505
YTD Return+10.86%+13.39%
1Y Return+27.49%+22.52%
3Y Return (annualized)+10.73%+21.36%
5Y Return (annualized)+12.58%+13.19%
Volatility (annualized)24.3%15.3%
Max Drawdown-52.7%-56.5%
Fund FamilyFranklin Templeton Investments (US)State Street Investment Management
CategoryEquityEquity
InceptionNov 3, 2017Jan 22, 1993

FLMX vs SPY Performance

Franklin FTSE Mexico ETF (FLMX) is a ETF from Franklin Templeton Investments (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FLMX returned +27.49% while SPY returned +22.52%. Year to date, FLMX is up 10.86% versus a gain of 13.39% for SPY.

Over three years, FLMX compounded at +10.73% per year against +21.36% for SPY; over five years the annualized figures are +12.58% and +13.19% respectively. Across the full 9-year window we track, SPY has the edge at +8.84% annualized vs +6.95%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FLMX has been the more volatile fund, with annualized monthly volatility of 24.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -52.7% for FLMX and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLMX charges 0.19% per year while SPY charges 0.09%. On a $10,000 position that is $19 vs $9 annually, a gap of $10 per year that compounds over a long holding period. On income, FLMX currently yields 3.88% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

FLMX and SPY share 0 holdings out of 538 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FLMX or SPY?

FLMX has an expense ratio of 0.19% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

Which performed better, FLMX or SPY?

Over the past year FLMX returned +27.49% vs +22.52% for SPY, so FLMX leads on 1-year performance. Over the longest common window we track (9 years), FLMX annualized +6.95% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, FLMX or SPY?

FLMX has been the more volatile fund at 24.3% annualized versus 15.3% for SPY. Worst drawdown: FLMX -52.7% vs SPY -56.5%.

Should I hold both FLMX and SPY?

FLMX and SPY have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLMX and SPY?

FLMX and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 538 unique securities.

Which pays a higher dividend, FLMX or SPY?

FLMX yields 3.88% while SPY yields 1.01%, so FLMX currently pays the higher dividend yield.

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