FLUD vs IVV
Franklin Ultra Short Bond ETF vs iShares Core S&P 500 ETF
Which is better, FLUD or IVV?
Ultrashort Term Bond against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLUD | IVV |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $581M | $876.4B |
| Dividend Yield | 4.10% | 1.06% |
| Holdings | 443 | 508 |
| YTD Return | +2.34% | +14.15%Best |
| 1Y Return | +3.39% | +17.31%Best |
| 3Y Return (annualized) | +5.07% | +23.17%Best |
| 5Y Return (annualized) | +3.80% | +13.85%Best |
| Volatility (annualized) | 0.9%Best | 15.5% |
| Max Drawdown | -1.7%Best | -24.5% |
| $10,000 over 5 years | $12,050 | $19,128Best |
| Fund Family | Franklin Templeton Investments (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Blend |
| Inception | Jul 14, 2020 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 16, 2020 to Sep 21, 2026 (6.2 years).
FLUD vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.
FLUD vs IVV Performance
Franklin Ultra Short Bond ETF (FLUD) is an ETF from Franklin Templeton Investments (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year FLUD returned +3.39% while IVV returned +17.31%. Year to date, FLUD is up 2.34% versus a gain of 14.15% for IVV.
Over three years, FLUD compounded at +5.07% per year against +23.17% for IVV; over five years the annualized figures are +3.80% and +13.85% respectively. Across the full 6-year window we track, IVV has the edge at +16.80% annualized vs +3.07%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 0.9% for FLUD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.7% for FLUD and -24.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.22. They move largely independently of each other.
Fees and Cost Over Time
FLUD charges 0.15% per year while IVV charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, FLUD currently yields 4.10% against 1.06% for IVV.
Holdings Overlap
We hold position weights for 272 holdings in FLUD and 490 in IVV, totalling 53.4% and 99.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 272 positions we hold weights for in FLUD and 490 in IVV, against full books of 443 and 508.
You are not choosing between two funds in isolation.
Whichever of FLUD and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLUD or IVV?
FLUD has an expense ratio of 0.15% while IVV charges 0.03%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, FLUD or IVV?
Over the past year FLUD returned +3.39% vs +17.31% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (6 years), FLUD annualized +3.07% vs +16.80% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLUD or IVV?
IVV has been the more volatile fund at 15.5% annualized versus 0.9% for FLUD. Worst drawdown: FLUD -1.7% vs IVV -24.5%.
Should I hold both FLUD and IVV?
FLUD and IVV have a monthly-return correlation of 0.22, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FLUD or IVV?
FLUD yields 4.10% while IVV yields 1.06%, so FLUD currently pays the higher dividend yield.
Is IVV better than FLUD?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.