FLUD vs VYM
Franklin Ultra Short Bond ETF vs Vanguard High Dividend Yield ETF
Which is better, FLUD or VYM?
Ultrashort Term Bond against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLUD | VYM |
|---|---|---|
| Expense Ratio | 0.15% | 0.04%Best |
| AUM | $581M | $81.6B |
| Dividend Yield | 4.10% | 2.22% |
| Holdings | 443 | 613 |
| YTD Return | +2.34% | +11.47%Best |
| 1Y Return | +3.39% | +15.94%Best |
| 3Y Return (annualized) | +5.07% | +18.03%Best |
| 5Y Return (annualized) | +3.80% | +12.35%Best |
| Volatility (annualized) | 0.9%Best | 13.9% |
| Max Drawdown | -1.7%Best | -15.8% |
| $10,000 over 5 years | $12,050 | $17,901Best |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Value |
| Inception | Jul 14, 2020 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 16, 2020 to Sep 21, 2026 (6.2 years).
FLUD vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.
FLUD vs VYM Performance
Franklin Ultra Short Bond ETF (FLUD) is an ETF from Franklin Templeton Investments (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year FLUD returned +3.39% while VYM returned +15.94%. Year to date, FLUD is up 2.34% versus a gain of 11.47% for VYM.
Over three years, FLUD compounded at +5.07% per year against +18.03% for VYM; over five years the annualized figures are +3.80% and +12.35% respectively. Across the full 6-year window we track, VYM has the edge at +14.40% annualized vs +3.07%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 0.9% for FLUD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.7% for FLUD and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.13. They move largely independently of each other.
Fees and Cost Over Time
FLUD charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, FLUD currently yields 4.10% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 272 holdings in FLUD and 557 in VYM, totalling 53.4% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 272 positions we hold weights for in FLUD and 557 in VYM, against full books of 443 and 613.
You are not choosing between two funds in isolation.
Whichever of FLUD and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLUD or VYM?
FLUD has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option, by $11 a year on a $10,000 investment.
Which performed better, FLUD or VYM?
Over the past year FLUD returned +3.39% vs +15.94% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), FLUD annualized +3.07% vs +14.40% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLUD or VYM?
VYM has been the more volatile fund at 13.9% annualized versus 0.9% for FLUD. Worst drawdown: FLUD -1.7% vs VYM -15.8%.
Should I hold both FLUD and VYM?
FLUD and VYM have a monthly-return correlation of 0.13, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FLUD or VYM?
FLUD yields 4.10% while VYM yields 2.22%, so FLUD currently pays the higher dividend yield.
Is VYM better than FLUD?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.