FORH vs SCHD
Formidable ETF vs Schwab US Dividend Equity ETF
Which is better, FORH or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FORH | SCHD |
|---|---|---|
| Expense Ratio | 1.19% | 0.06%Best |
| AUM | $20M | $112.1B |
| Dividend Yield | 1.77% | 3.00% |
| Holdings | 63 | 103 |
| YTD Return | -0.28% | +21.99%Best |
| 1Y Return | -1.71% | +25.92%Best |
| 3Y Return (annualized) | +3.96% | +15.66%Best |
| 5Y Return (annualized) | +1.02% | +9.48%Best |
| Volatility (annualized) | 13.3%Best | 14.6% |
| Max Drawdown | -20.7% | -16.9%Best |
| $10,000 over 5 years | $10,521 | $15,728Best |
| Fund Family | Formidable Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Apr 29, 2021 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 30, 2021 to Sep 23, 2026 (5.4 years).
FORH vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
FORH vs SCHD Performance
Formidable ETF (FORH) is an ETF from Formidable Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FORH returned -1.71% while SCHD returned +25.92%. Year to date, FORH is down 0.28% versus a gain of 21.99% for SCHD.
Over three years, FORH compounded at +3.96% per year against +15.66% for SCHD; over five years the annualized figures are +1.02% and +9.48% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.3% for FORH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.7% for FORH and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FORH charges 1.19% per year while SCHD charges 0.06%. On a $10,000 position that is $119 vs $6 annually, a gap of $113 per year that compounds over a long holding period. On income, FORH currently yields 1.77% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 37 holdings in FORH and 100 in SCHD, totalling 83.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 37 positions we hold weights for in FORH and 100 in SCHD, against full books of 63 and 103.
You are not choosing between two funds in isolation.
Whichever of FORH and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FORH or SCHD?
FORH has an expense ratio of 1.19% while SCHD charges 0.06%. SCHD is the cheaper option, by $113 a year on a $10,000 investment.
Which performed better, FORH or SCHD?
Over the past year FORH returned -1.71% vs +25.92% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FORH or SCHD?
SCHD has been the more volatile fund at 14.6% annualized versus 13.3% for FORH. Worst drawdown: FORH -20.7% vs SCHD -16.9%.
Should I hold both FORH and SCHD?
FORH and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FORH or SCHD?
FORH yields 1.77% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FORH?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.