FORH vs VTI
Formidable ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FORH | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.19% | 0.03% | |
| AUM | $19M | $663.5B | |
| Dividend Yield | 1.78% | 1.07% | |
| Holdings | 48 | 3,543 | |
| YTD Return | +3.47% | +14.96% | |
| 1Y Return | +7.14% | +22.39% | |
| 3Y Return (annualized) | +3.72% | +21.51% | |
| 5Y Return (annualized) | +1.73% | +12.36% | |
| Volatility (annualized) | 13.4% | 15.4% | |
| Max Drawdown | -20.7% | -56.6% | |
| Fund Family | Formidable Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 29, 2021 | May 24, 2001 |
FORH vs VTI Performance
Formidable ETF (FORH) is a ETF from Formidable Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FORH returned +7.14% while VTI returned +22.39%. Year to date, FORH is up 3.47% versus a gain of 14.96% for VTI.
Over three years, FORH compounded at +3.72% per year against +21.51% for VTI; over five years the annualized figures are +1.73% and +12.36% respectively. Across the full 5-year window we track, VTI has the edge at +8.16% annualized vs +1.73%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.4% for FORH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.7% for FORH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FORH charges 1.19% per year while VTI charges 0.03%. On a $10,000 position that is $119 vs $3 annually, a gap of $116 per year that compounds over a long holding period. On income, FORH currently yields 1.78% against 1.07% for VTI.
Holdings Overlap
FORH and VTI share 15 holdings out of 2802 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FORH or VTI?
FORH has an expense ratio of 1.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $116 per year of difference.
Which performed better, FORH or VTI?
Over the past year FORH returned +7.14% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), FORH annualized +1.73% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, FORH or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 13.4% for FORH. Worst drawdown: FORH -20.7% vs VTI -56.6%.
Should I hold both FORH and VTI?
FORH and VTI have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FORH and VTI?
FORH and VTI share 15 common holdings with a 0.3% weight overlap. Combined, they hold 2802 unique securities.
Which pays a higher dividend, FORH or VTI?
FORH yields 1.78% while VTI yields 1.07%, so FORH currently pays the higher dividend yield.
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