FSML vs VTI

FSML vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricFSMLVTIWinner
Expense Ratio0.45%0.03%
AUM$153M$666.9B
Dividend Yield0.40%1.07%
Holdings3063,543
YTD Return+23.01%+13.67%
1Y Return-+22.17%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.51%
Volatility (annualized)-15.3%
Max Drawdown-10.8%-56.6%
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionDec 9, 2025May 24, 2001

FSML vs VTI Performance

Franklin Small Cap Enhanced ETF (FSML) is a ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FSML is up 23.01% versus a gain of 13.67% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -10.8% for FSML and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FSML charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, FSML currently yields 0.40% against 1.07% for VTI.

Holdings Overlap

0.4%overlap

FSML and VTI share 220 holdings out of 2869 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FSMLWeight in VTIDifference
BE2.54%0.11%2.43%
GH1.98%0.03%1.95%
TXG1.63%0.00%1.63%
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Frequently Asked Questions

Which is cheaper, FSML or VTI?

FSML has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

What is the holdings overlap between FSML and VTI?

FSML and VTI share 220 common holdings with a 0.4% weight overlap. Combined, they hold 2869 unique securities.

Which pays a higher dividend, FSML or VTI?

FSML yields 0.40% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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