FTNJ vs VOO
Franklin New Jersey Municipal Income ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | FTNJ | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $168M | $997.4B | |
| Dividend Yield | 3.30% | 1.08% | |
| Holdings | 157 | 509 | |
| YTD Return | +0.89% | +12.38% | |
| 1Y Return | - | +20.22% | |
| 3Y Return (annualized) | - | +21.79% | |
| 5Y Return (annualized) | - | +12.84% | |
| Volatility (annualized) | - | 14.1% | |
| Max Drawdown | -2.7% | -34.3% | |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 20, 1990 | Sep 7, 2010 |
FTNJ vs VOO Performance
Franklin New Jersey Municipal Income ETF (FTNJ) is a ETF from Franklin Templeton Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, FTNJ is up 0.89% versus a gain of 12.38% for VOO.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.7% for FTNJ and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FTNJ charges 0.35% per year while VOO charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, FTNJ currently yields 3.30% against 1.08% for VOO.
Holdings Overlap
FTNJ and VOO share 0 holdings out of 551 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FTNJ or VOO?
FTNJ has an expense ratio of 0.35% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
What is the holdings overlap between FTNJ and VOO?
FTNJ and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 551 unique securities.
Which pays a higher dividend, FTNJ or VOO?
FTNJ yields 3.30% while VOO yields 1.08%, so FTNJ currently pays the higher dividend yield.
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