FXD vs VTI

FXD vs VTI
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricFXDVTIWinner
Expense Ratio0.60%0.03%
AUM$273M$666.9B
Dividend Yield0.60%1.07%
Holdings1133,543
YTD Return+1.96%+13.67%
1Y Return+4.58%+22.17%
3Y Return (annualized)+10.23%+21.93%
5Y Return (annualized)+4.01%+12.51%
Volatility (annualized)22.4%15.3%
Max Drawdown-65.7%-56.6%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 8, 2007May 24, 2001

FXD vs VTI Performance

First Trust Consumer Discretionary AlphaDEX Fund (FXD) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FXD returned +4.58% while VTI returned +22.17%. Year to date, FXD is up 1.96% versus a gain of 13.67% for VTI.

Over three years, FXD compounded at +10.23% per year against +21.93% for VTI; over five years the annualized figures are +4.01% and +12.51% respectively. Across the full 19-year window we track, VTI has the edge at +8.11% annualized vs +6.96%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FXD has been the more volatile fund, with annualized monthly volatility of 22.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -65.7% for FXD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FXD charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, FXD currently yields 0.60% against 1.07% for VTI.

Holdings Overlap

4.3%overlap

FXD and VTI share 90 holdings out of 2809 unique holdings combined, representing a 4.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FXDWeight in VTIDifference
AMZN0.67%3.17%2.50%
DDS1.70%0.00%1.70%
LYFT1.65%0.00%1.65%
GPSProProPro
LULUProProPro
DALProProPro
MATProProPro
SIRIProProPro
UALProProPro
LADProProPro
FundXLS Pro
See the top 10 holdings FXD shares with VTI
Exact weights in each fund and the difference, for every position in this table.
Unlock FundXLS Pro$45/quarter Pro · Cancel anytime

Frequently Asked Questions

Which is cheaper, FXD or VTI?

FXD has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.

Which performed better, FXD or VTI?

Over the past year FXD returned +4.58% vs +22.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), FXD annualized +6.96% vs +8.11% for VTI. Past performance does not guarantee future results.

Which is riskier, FXD or VTI?

FXD has been the more volatile fund at 22.4% annualized versus 15.3% for VTI. Worst drawdown: FXD -65.7% vs VTI -56.6%.

Should I hold both FXD and VTI?

FXD and VTI have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FXD and VTI?

FXD and VTI share 90 common holdings with a 4.3% weight overlap. Combined, they hold 2809 unique securities.

Which pays a higher dividend, FXD or VTI?

FXD yields 0.60% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free