FXED vs VTI
Sound Enhanced Fixed Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FXED or VTI?
Diversified Sectoral Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FXED | VTI |
|---|---|---|
| Expense Ratio | 1.89% | 0.03%Best |
| AUM | $39M | $666.9B |
| Dividend Yield | 7.42% | 1.07% |
| Holdings | 67 | 3,543 |
| YTD Return | -0.50% | +13.59%Best |
| 1Y Return | -1.14% | +20.00%Best |
| 3Y Return (annualized) | +5.90% | +20.95%Best |
| 5Y Return (annualized) | +2.08% | +11.81%Best |
| Volatility (annualized) | 9.6%Best | 15.2% |
| Max Drawdown | -19.7%Best | -25.4% |
| $10,000 over 5 years | $11,084 | $17,474Best |
| Fund Family | Sound Income Strategies | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Diversified Sectoral Bond | Large Cap Blend |
| Inception | Dec 30, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 31, 2020 to Sep 4, 2026 (5.7 years).
FXED vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.
FXED vs VTI Performance
Sound Enhanced Fixed Income ETF (FXED) is an ETF from Sound Income Strategies and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FXED returned -1.14% while VTI returned +20.00%. Year to date, FXED is down 0.50% versus a gain of 13.59% for VTI.
Over three years, FXED compounded at +5.90% per year against +20.95% for VTI; over five years the annualized figures are +2.08% and +11.81% respectively. Across the full 6-year window we track, VTI has the edge at +14.02% annualized vs +3.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 9.6% for FXED. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for FXED and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FXED charges 1.89% per year while VTI charges 0.03%. On a $10,000 position that is $189 vs $3 annually, a gap of $186 per year that compounds over a long holding period. On income, FXED currently yields 7.42% against 1.07% for VTI.
Holdings Overlap
At least 7.8% of FXED's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
FXED and VTI share little of their money.
The two holdings books were reported 49 days apart, FXED as of Aug 18, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
7 positions in common, counted across the 64 positions we hold weights for in FXED and 2,787 in VTI, against full books of 67 and 3,543.
Top Shared Holdings
| Stock | Weight in FXED | Weight in VTI | Difference |
|---|---|---|---|
| SPGSimon Property Group Inc | 2.92% | 0.09% | 2.83% |
| ORealty Income Corp. | 1.32% | 0.08% | 1.24% |
| VICIVici Properties Inc | 1.26% | 0.04% | 1.22% |
| PINEAlpine Income Property Trust Inc | 1.19% | 0.00% | 1.19% |
| AMTAmerican Tower Corporation | 0.40% | 0.10% | 0.30% |
| SBRASabra Health Care Reit, Inc. | 0.42% | 0.00% | 0.42% |
| GLPIGaming And Leisure Properties Inc | 0.31% | 0.02% | 0.29% |
You are not choosing between two funds in isolation.
Whichever of FXED and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FXED or VTI?
FXED has an expense ratio of 1.89% while VTI charges 0.03%. VTI is the cheaper option, by $186 a year on a $10,000 investment.
Which performed better, FXED or VTI?
Over the past year FXED returned -1.14% vs +20.00% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), FXED annualized +3.16% vs +14.02% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FXED or VTI?
VTI has been the more volatile fund at 15.2% annualized versus 9.6% for FXED. Worst drawdown: FXED -19.7% vs VTI -25.4%.
Should I hold both FXED and VTI?
FXED and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FXED and VTI?
At least 7.8% of FXED's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 7 positions in common, counted across the 64 positions we hold weights for in FXED and 2,787 in VTI.
Which pays a higher dividend, FXED or VTI?
FXED yields 7.42% while VTI yields 1.07%, so FXED currently pays the higher dividend yield.
Is VTI better than FXED?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.