FXED vs VTI
Sound Enhanced Fixed Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FXED | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.89% | 0.03% | |
| AUM | $40M | $663.5B | |
| Dividend Yield | 4.31% | 1.07% | |
| Holdings | 60 | 3,543 | |
| YTD Return | -0.21% | +14.22% | |
| 1Y Return | +0.79% | +22.19% | |
| 3Y Return (annualized) | +6.04% | +21.27% | |
| 5Y Return (annualized) | +2.23% | +12.23% | |
| Volatility (annualized) | 9.7% | 15.3% | |
| Max Drawdown | -19.7% | -56.6% | |
| Fund Family | Sound Income Strategies | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 30, 2020 | May 24, 2001 |
FXED vs VTI Performance
Sound Enhanced Fixed Income ETF (FXED) is a ETF from Sound Income Strategies and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FXED returned +0.79% while VTI returned +22.19%. Year to date, FXED is down 0.21% versus a gain of 14.22% for VTI.
Over three years, FXED compounded at +6.04% per year against +21.27% for VTI; over five years the annualized figures are +2.23% and +12.23% respectively. Across the full 6-year window we track, VTI has the edge at +8.14% annualized vs +3.25%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.7% for FXED. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for FXED and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FXED charges 1.89% per year while VTI charges 0.03%. On a $10,000 position that is $189 vs $3 annually, a gap of $186 per year that compounds over a long holding period. On income, FXED currently yields 4.31% against 1.07% for VTI.
Holdings Overlap
FXED and VTI share 8 holdings out of 2832 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FXED or VTI?
FXED has an expense ratio of 1.89% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $186 per year of difference.
Which performed better, FXED or VTI?
Over the past year FXED returned +0.79% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), FXED annualized +3.25% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, FXED or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 9.7% for FXED. Worst drawdown: FXED -19.7% vs VTI -56.6%.
Should I hold both FXED and VTI?
FXED and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FXED and VTI?
FXED and VTI share 8 common holdings with a 0.3% weight overlap. Combined, they hold 2832 unique securities.
Which pays a higher dividend, FXED or VTI?
FXED yields 4.31% while VTI yields 1.07%, so FXED currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.