FXN vs SCHD

FXN vs SCHD

Which is better, FXN or SCHD?

Mid Cap Value against Large Cap Value.

SCHD has a lower expense ratio. FXN led over 1Y and 5Y, SCHD over 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 43.5%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFXNSCHD
Expense Ratio0.63%0.06%Best
AUM$396M$112.2B
Dividend Yield1.62%3.13%
Holdings80103
YTD Return+42.56%Best+27.56%
1Y Return+47.89%Best+30.29%
3Y Return (annualized)+12.72%+16.37%Best
5Y Return (annualized)+20.85%Best+10.23%
Volatility (annualized)34.1%13.6%Best
Max Drawdown-88.4%-33.4%Best
$10,000 over 5 years$25,777Best$16,274
Top 10 Weight43.5%41.5%Best
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryEquityEquity
StyleMid Cap ValueLarge Cap Value
InceptionMay 8, 2007Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).

FXN vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.

FXN vs SCHD Performance

First Trust Energy AlphaDEX Fund (FXN) is an ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FXN returned +47.89% while SCHD returned +30.29%. Year to date, FXN is up 42.56% versus a gain of 27.56% for SCHD.

Over three years, FXN compounded at +12.72% per year against +16.37% for SCHD; over five years the annualized figures are +20.85% and +10.23% respectively. Across the full 15-year window we track, SCHD has the edge at +11.53% annualized vs +2.24%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FXN has been the more volatile fund, with annualized monthly volatility of 34.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -88.4% for FXN and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FXN charges 0.63% per year while SCHD charges 0.06%. On a $10,000 position that is $63 vs $6 annually, a gap of $57 per year that compounds over a long holding period. On income, FXN currently yields 1.62% against 3.13% for SCHD.

Holdings Overlap

FXN already in SCHD29.4%
SCHD already in FXN14.3%

29.4% of FXN's money is in holdings SCHD also owns. 14.3% of SCHD's money is in holdings FXN also owns.

FXN and SCHD share little of their money.

8 positions in common, counted across the 39 positions we hold weights for in FXN and 100 in SCHD, against full books of 80 and 103.

What only one of them owns

Our book lists 91 positions for SCHD that do not appear in our book for FXN (85.6% of the fund), and 30 for FXN that do not appear in SCHD (68.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FXNWeight in SCHDDifference
COPConocophillips Common Stock USD 0.013.52%3.59%0.07%
CVXChevron Corp2.69%3.74%1.05%
DVNDevon Energy Corporation4.63%1.24%3.39%
DINOHollyfrontier5.42%0.31%5.11%
APAApa Corp4.84%0.33%4.51%
EOGEog Resources Inc3.29%1.80%1.49%
SLBSchlumberger Nv.2.56%1.89%0.67%
OKEOneok, Inc.2.40%1.36%1.04%

29.4% of FXN is already inside SCHD.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FXNSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FXN or SCHD?

FXN has an expense ratio of 0.63% while SCHD charges 0.06%. SCHD is the cheaper option, by $57 a year on a $10,000 investment.

Which performed better, FXN or SCHD?

Over the past year FXN returned +47.89% vs +30.29% for SCHD, so FXN leads on 1-year performance. Over the longest common window we track (15 years), FXN annualized +2.24% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FXN or SCHD?

FXN has been the more volatile fund at 34.1% annualized versus 13.6% for SCHD. Worst drawdown: FXN -88.4% vs SCHD -33.4%.

Should I hold both FXN and SCHD?

FXN and SCHD have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FXN and SCHD?

29.4% of FXN's money is in holdings SCHD also owns. 14.3% of SCHD's is in holdings FXN also owns. They hold 8 positions in common, counted across the 39 positions we hold weights for in FXN and 100 in SCHD.

Which pays a higher dividend, FXN or SCHD?

FXN yields 1.62% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than FXN?

SCHD has a lower expense ratio. FXN led over 1Y and 5Y, SCHD over 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 43.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.