FZFXX vs VOO
Fidelity Treasury Money Market Fund vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | FZFXX | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.03% | |
| AUM | $41.6B | $997.4B | |
| Dividend Yield | 3.17% | 1.08% | |
| Holdings | 170 | 509 | |
| YTD Return | +0.00% | +12.73% | |
| 1Y Return | - | +20.59% | |
| 3Y Return (annualized) | - | +21.70% | |
| 5Y Return (annualized) | - | +12.87% | |
| Volatility (annualized) | - | 14.1% | |
| Max Drawdown | 0.0% | -34.3% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Money Market | Equity | |
| Inception | Apr 6, 2015 | Sep 7, 2010 |
FZFXX vs VOO Performance
Fidelity Treasury Money Market Fund (FZFXX) is a mutual fund from Fidelity Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, FZFXX is up 0.00% versus a gain of 12.73% for VOO.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was 0.0% for FZFXX and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FZFXX charges 0.42% per year while VOO charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, FZFXX currently yields 3.17% against 1.08% for VOO.
Holdings Overlap
FZFXX and VOO share 0 holdings out of 553 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FZFXX or VOO?
FZFXX has an expense ratio of 0.42% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
What is the holdings overlap between FZFXX and VOO?
FZFXX and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 553 unique securities.
Which pays a higher dividend, FZFXX or VOO?
FZFXX yields 3.17% while VOO yields 1.08%, so FZFXX currently pays the higher dividend yield.
Popular Fund Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.