GARY vs SCHD
Mango Growth ETF vs Schwab US Dividend Equity ETF
Which is better, GARY or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GARY | SCHD |
|---|---|---|
| Expense Ratio | 0.77% | 0.06%Best |
| AUM | $293M | $112.1B |
| Dividend Yield | 0.04% | 3.00% |
| Holdings | 42 | 103 |
| YTD Return | +29.11%Best | +24.23% |
| 1Y Return | - | +27.90% |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Fund Family | KKM Financial | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Dec 19, 2025 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
GARY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
GARY vs SCHD Performance
Mango Growth ETF (GARY) is an ETF from KKM Financial and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, GARY is up 29.11% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
GARY charges 0.77% per year while SCHD charges 0.06%. On a $10,000 position that is $77 vs $6 annually, a gap of $71 per year that compounds over a long holding period. On income, GARY currently yields 0.04% against 3.00% for SCHD.
Holdings Overlap
At least 7.7% of SCHD's money is in holdings GARY also owns.
Stated as a floor: for GARY, our book for it covers 94.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and GARY share little of their money.
2 positions in common, counted across the 41 positions we hold weights for in GARY and 100 in SCHD, against full books of 42 and 103.
You are not choosing between two funds in isolation.
Whichever of GARY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GARY or SCHD?
GARY has an expense ratio of 0.77% while SCHD charges 0.06%. SCHD is the cheaper option, by $71 a year on a $10,000 investment.
What is the holdings overlap between GARY and SCHD?
At least 7.7% of SCHD's money is in holdings GARY also owns. Our book for GARY is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 41 positions we hold weights for in GARY and 100 in SCHD.
Which pays a higher dividend, GARY or SCHD?
GARY yields 0.04% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than GARY?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.