GARY vs SPY

GARY vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricGARYSPYWinner
Expense Ratio0.77%0.09%
AUM$307M$821.1B
Dividend Yield0.04%1.01%
Holdings42505
YTD Return+31.75%+13.47%
1Y Return-+20.57%
3Y Return (annualized)-+21.83%
5Y Return (annualized)-+12.88%
Volatility (annualized)-15.3%
Max Drawdown-12.7%-56.5%
Fund FamilyKKM FinancialState Street Investment Management
CategoryEquityEquity
InceptionDec 19, 2025Jan 22, 1993

GARY vs SPY Performance

Mango Growth ETF (GARY) is a ETF from KKM Financial and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, GARY is up 31.75% versus a gain of 13.47% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.7% for GARY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

GARY charges 0.77% per year while SPY charges 0.09%. On a $10,000 position that is $77 vs $9 annually, a gap of $68 per year that compounds over a long holding period. On income, GARY currently yields 0.04% against 1.01% for SPY.

Holdings Overlap

27.0%overlap

GARY and SPY share 31 holdings out of 514 unique holdings combined, representing a 27.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GARYWeight in SPYDifference
NVDA4.79%7.71%2.92%
MSFT3.30%5.50%2.20%
AMAT5.91%0.65%5.26%
AMDProProPro
AMZNProProPro
MAProProPro
GOOGLProProPro
LRCXProProPro
KLACProProPro
AVGOProProPro
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Frequently Asked Questions

Which is cheaper, GARY or SPY?

GARY has an expense ratio of 0.77% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $68 per year of difference.

What is the holdings overlap between GARY and SPY?

GARY and SPY share 31 common holdings with a 27.0% weight overlap. Combined, they hold 514 unique securities.

Which pays a higher dividend, GARY or SPY?

GARY yields 0.04% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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