GCC vs SCHD
WisdomTree Enhanced Commodity Strategy Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | GCC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.57% | 0.06% | |
| AUM | $270M | $103.7B | |
| Dividend Yield | 6.21% | 3.31% | |
| Holdings | 37 | 104 | |
| YTD Return | +15.63% | +24.26% | |
| 1Y Return | +30.30% | +31.38% | |
| 3Y Return (annualized) | +16.11% | +15.08% | |
| 5Y Return (annualized) | +12.03% | +9.72% | |
| Volatility (annualized) | 15.0% | 13.6% | |
| Max Drawdown | -63.2% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Commodity | Equity | |
| Inception | Dec 21, 2020 | Oct 20, 2011 |
GCC vs SCHD Performance
WisdomTree Enhanced Commodity Strategy Fund (GCC) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GCC returned +30.30% while SCHD returned +31.38%. Year to date, GCC is up 15.63% versus a gain of 24.26% for SCHD.
Over three years, GCC compounded at +16.11% per year against +15.08% for SCHD; over five years the annualized figures are +12.03% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +1.17%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GCC has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.2% for GCC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GCC charges 0.57% per year while SCHD charges 0.06%. On a $10,000 position that is $57 vs $6 annually, a gap of $51 per year that compounds over a long holding period. On income, GCC currently yields 6.21% against 3.31% for SCHD.
Holdings Overlap
GCC and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GCC or SCHD?
GCC has an expense ratio of 0.57% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $51 per year of difference.
Which performed better, GCC or SCHD?
Over the past year GCC returned +30.30% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), GCC annualized +1.17% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, GCC or SCHD?
GCC has been the more volatile fund at 15.0% annualized versus 13.6% for SCHD. Worst drawdown: GCC -63.2% vs SCHD -33.4%.
Should I hold both GCC and SCHD?
GCC and SCHD have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GCC and SCHD?
GCC and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, GCC or SCHD?
GCC yields 6.21% while SCHD yields 3.31%, so GCC currently pays the higher dividend yield.
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