GCC vs SCHD
WisdomTree Enhanced Commodity Strategy Fund vs Schwab US Dividend Equity ETF
Which is better, GCC or SCHD?
Commodities against Large Cap Value.
SCHD has a lower expense ratio. GCC led over 1Y, 3Y and 5Y, SCHD over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GCC | SCHD |
|---|---|---|
| Expense Ratio | 0.57% | 0.06%Best |
| AUM | $307M | $112.1B |
| Dividend Yield | 5.33% | 3.00% |
| Holdings | 28 | 103 |
| YTD Return | +27.62%Best | +23.60% |
| 1Y Return | +38.51%Best | +28.29% |
| 3Y Return (annualized) | +19.61%Best | +16.25% |
| 5Y Return (annualized) | +14.14%Best | +10.25% |
| Volatility (annualized) | 12.7%Best | 13.7% |
| Max Drawdown | -57.6% | -33.4%Best |
| $10,000 over 5 years | $19,373Best | $16,289 |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management |
| Category | Commodity | Equity |
| Style | Commodities | Large Cap Value |
| Inception | Dec 21, 2020 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 21, 2026 (14.9 years).
GCC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
GCC vs SCHD Performance
WisdomTree Enhanced Commodity Strategy Fund (GCC) is an ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GCC returned +38.51% while SCHD returned +28.29%. Year to date, GCC is up 27.62% versus a gain of 23.60% for SCHD.
Over three years, GCC compounded at +19.61% per year against +16.25% for SCHD; over five years the annualized figures are +14.14% and +10.25% respectively. Across the full 15-year window we track, SCHD has the edge at +11.25% annualized vs +1.99%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 12.7% for GCC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -57.6% for GCC and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GCC charges 0.57% per year while SCHD charges 0.06%. On a $10,000 position that is $57 vs $6 annually, a gap of $51 per year that compounds over a long holding period. On income, GCC currently yields 5.33% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 2 holdings in GCC and 100 in SCHD, totalling 7.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in GCC and 100 in SCHD, against full books of 28 and 103.
You are not choosing between two funds in isolation.
Whichever of GCC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GCC or SCHD?
GCC has an expense ratio of 0.57% while SCHD charges 0.06%. SCHD is the cheaper option, by $51 a year on a $10,000 investment.
Which performed better, GCC or SCHD?
Over the past year GCC returned +38.51% vs +28.29% for SCHD, so GCC leads on 1-year performance. Over the longest common window we track (15 years), GCC annualized +1.99% vs +11.25% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GCC or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 12.7% for GCC. Worst drawdown: GCC -57.6% vs SCHD -33.4%.
Should I hold both GCC and SCHD?
GCC and SCHD have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GCC or SCHD?
GCC yields 5.33% while SCHD yields 3.00%, so GCC currently pays the higher dividend yield.
Is SCHD better than GCC?
SCHD has a lower expense ratio. GCC led over 1Y, 3Y and 5Y, SCHD over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.