GCSH vs SCHD
Guggenheim Ultra Short Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | GCSH | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $140M | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 63 | 104 | |
| YTD Return | +0.59% | +28.63% | |
| 1Y Return | - | +32.53% | |
| 3Y Return (annualized) | - | +16.97% | |
| 5Y Return (annualized) | - | +10.47% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -0.3% | -33.4% | |
| Fund Family | Guggenheim Investments | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jun 15, 2026 | Oct 20, 2011 |
GCSH vs SCHD Performance
Guggenheim Ultra Short Income ETF (GCSH) is a ETF from Guggenheim Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, GCSH is up 0.59% versus a gain of 28.63% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.3% for GCSH and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
GCSH charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, GCSH currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
GCSH and SCHD share 0 holdings out of 163 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GCSH or SCHD?
GCSH has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
What is the holdings overlap between GCSH and SCHD?
GCSH and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 163 unique securities.
Which pays a higher dividend, GCSH or SCHD?
GCSH yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.