GCSH vs VTI
Guggenheim Ultra Short Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GCSH or VTI?
Ultrashort Term Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GCSH | VTI |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $269M | $690.1B |
| Dividend Yield | 0.64% | 1.03% |
| Holdings | 694 | 3,524 |
| YTD Return | +0.65% | +13.35%Best |
| 1Y Return | - | +15.92% |
| 3Y Return (annualized) | - | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Fund Family | Guggenheim Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Blend |
| Inception | Jun 15, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
GCSH vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
GCSH vs VTI Performance
Guggenheim Ultra Short Income ETF (GCSH) is an ETF from Guggenheim Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, GCSH is up 0.65% versus a gain of 13.35% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
GCSH charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, GCSH currently yields 0.64% against 1.03% for VTI.
Holdings Overlap
At least 3.9% of VTI's money is in holdings GCSH also owns.
Stated as a floor: for GCSH, our book for it covers 49.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and GCSH share little of their money.
The two holdings books were reported 47 days apart, GCSH as of Sep 16, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
34 positions in common, counted across the 145 positions we hold weights for in GCSH and 3,463 in VTI, against full books of 694 and 3,524.
Top Shared Holdings
| Stock | Weight in GCSH | Weight in VTI | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 0.41% | 1.31% | 0.90% |
| BACBank of America Corp.: Financials | 0.34% | 0.55% | 0.21% |
| MSMorgan Stanley | 0.34% | 0.35% | 0.01% |
| GSGoldman Sachs Group Inc/The | 0.07% | 0.40% | 0.33% |
| UBERUber Technologies Inc | 0.24% | 0.20% | 0.04% |
| ARESAres Management Corp A | 0.34% | 0.04% | 0.30% |
| EQIXEquinix Inc. Real Estate Investment Trust | 0.24% | 0.14% | 0.10% |
| PWRQuanta Services Inc | 0.24% | 0.14% | 0.10% |
| RCLRoyal Caribbean Cruises | 0.24% | 0.11% | 0.13% |
| LNGCheniere Energy Inc. | 0.24% | 0.08% | 0.16% |
You are not choosing between two funds in isolation.
Whichever of GCSH and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GCSH or VTI?
GCSH has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option, by $22 a year on a $10,000 investment.
What is the holdings overlap between GCSH and VTI?
At least 3.9% of VTI's money is in holdings GCSH also owns. Our book for GCSH is partial, so the real figure is this or higher. They hold 34 positions in common, counted across the 145 positions we hold weights for in GCSH and 3,463 in VTI.
Which pays a higher dividend, GCSH or VTI?
GCSH yields 0.64% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than GCSH?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.