GEMD vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricGEMDVOOWinner
Expense Ratio0.30%0.03%
AUM$36M$979.0B
Dividend Yield5.63%1.09%
Holdings195509
YTD Return-1.72%+13.80%
1Y Return+3.02%+23.71%
3Y Return (annualized)+6.45%+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)10.1%14.1%
Max Drawdown-24.6%-34.3%
Fund FamilyGoldman Sachs Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 15, 2022Sep 7, 2010

GEMD vs VOO Performance

Goldman Sachs Access Emerging Markets USD Bond ETF (GEMD) is a ETF from Goldman Sachs Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year GEMD returned +3.02% while VOO returned +23.71%. Year to date, GEMD is down 1.72% versus a gain of 13.80% for VOO.

Over three years, GEMD compounded at +6.45% per year against +21.50% for VOO. Across the full 5-year window we track, VOO has the edge at +13.58% annualized vs +1.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 10.1% for GEMD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.6% for GEMD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GEMD charges 0.30% per year while VOO charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, GEMD currently yields 5.63% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

GEMD and VOO share 0 holdings out of 597 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GEMD or VOO?

GEMD has an expense ratio of 0.30% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, GEMD or VOO?

Over the past year GEMD returned +3.02% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), GEMD annualized +1.11% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, GEMD or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 10.1% for GEMD. Worst drawdown: GEMD -24.6% vs VOO -34.3%.

Should I hold both GEMD and VOO?

GEMD and VOO have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GEMD and VOO?

GEMD and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 597 unique securities.

Which pays a higher dividend, GEMD or VOO?

GEMD yields 5.63% while VOO yields 1.09%, so GEMD currently pays the higher dividend yield.

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