GENZ vs IVV
VanEck Digital Native Economy ETF vs iShares Core S&P 500 ETF
Which is better, GENZ or IVV?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 67.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GENZ | IVV |
|---|---|---|
| Expense Ratio | 0.51% | 0.03%Best |
| AUM | $17M | $876.4B |
| Dividend Yield | 3.54% | 1.06% |
| Holdings | 40 | 508 |
| YTD Return | -7.03% | +11.57%Best |
| 1Y Return | -14.65% | +17.57%Best |
| 3Y Return (annualized) | -1.01% | +20.71%Best |
| 5Y Return (annualized) | -4.36% | +12.80%Best |
| Volatility (annualized) | 26.3% | 15.6%Best |
| Max Drawdown | -71.1% | -52.4%Best |
| $10,000 over 5 years | $8,002 | $18,262Best |
| Top 10 Weight | 67.1% | 37.9%Best |
| Fund Family | VanEck | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 22, 2008 | May 15, 2000 |
Volatility and max drawdown are measured over the window both funds cover: Jan 24, 2008 to Sep 10, 2026 (18.6 years).
GENZ vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 18.6 years both funds cover.
GENZ vs IVV Performance
VanEck Digital Native Economy ETF (GENZ) is an ETF from VanEck and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year GENZ returned -14.65% while IVV returned +17.57%. Year to date, GENZ is down 7.03% versus a gain of 11.57% for IVV.
Over three years, GENZ compounded at -1.01% per year against +20.71% for IVV; over five years the annualized figures are -4.36% and +12.80% respectively. Across the full 19-year window we track, IVV has the edge at +10.18% annualized vs +1.96%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GENZ has been the more volatile fund, with annualized monthly volatility of 26.3% compared with 15.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -71.1% for GENZ and -52.4% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GENZ charges 0.51% per year while IVV charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, GENZ currently yields 3.54% against 1.06% for IVV.
Holdings Overlap
60.4% of GENZ's money is in holdings IVV also owns. 1.4% of IVV's money is in holdings GENZ also owns.
The two portfolios partly overlap.
15 positions in common, counted across the 36 positions we hold weights for in GENZ and 505 in IVV, against full books of 40 and 508.
What only one of them owns
Our book lists 480 positions for IVV that do not appear in our book for GENZ (97.9% of the fund), and 15 for GENZ that do not appear in IVV (23.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GENZ | Weight in IVV | Difference |
|---|---|---|---|
| SCHWCharles Schwab Corp. | 8.88% | 0.27% | 8.61% |
| UBERUber Technologies Inc | 8.54% | 0.21% | 8.33% |
| DASHDoordash Inc | 6.54% | 0.12% | 6.42% |
| ABNBAirbnb Inc | 6.19% | 0.10% | 6.09% |
| TTWOTake-Two Interactive Software, Inc. | 6.20% | 0.06% | 6.14% |
| CMECme Group Inc. | 4.76% | 0.14% | 4.62% |
| HOODRobinhood Markets Inc - A | 4.22% | 0.11% | 4.11% |
| EBAYEbay Inc. | 3.27% | 0.07% | 3.20% |
| PYPLPaypal Holdings Inc | 2.35% | 0.08% | 2.27% |
| IBKRInteractive Brokers Group Inc | 2.05% | 0.06% | 1.99% |
60.4% of GENZ is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GENZ or IVV?
GENZ has an expense ratio of 0.51% while IVV charges 0.03%. IVV is the cheaper option, by $48 a year on a $10,000 investment.
Which performed better, GENZ or IVV?
Over the past year GENZ returned -14.65% vs +17.57% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (19 years), GENZ annualized +1.96% vs +10.18% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GENZ or IVV?
GENZ has been the more volatile fund at 26.3% annualized versus 15.6% for IVV. Worst drawdown: GENZ -71.1% vs IVV -52.4%.
Should I hold both GENZ and IVV?
GENZ and IVV have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GENZ and IVV?
60.4% of GENZ's money is in holdings IVV also owns. 1.4% of IVV's is in holdings GENZ also owns. They hold 15 positions in common, counted across the 36 positions we hold weights for in GENZ and 505 in IVV.
Which pays a higher dividend, GENZ or IVV?
GENZ yields 3.54% while IVV yields 1.06%, so GENZ currently pays the higher dividend yield.
Is IVV better than GENZ?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 67.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.