GENZ vs IVV
VanEck Digital Native Economy ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | GENZ | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.51% | 0.03% | |
| AUM | $17M | $907.0B | |
| Dividend Yield | 3.54% | 1.10% | |
| Holdings | 40 | 508 | |
| YTD Return | -3.20% | +12.28% | |
| 1Y Return | -9.90% | +20.94% | |
| 3Y Return (annualized) | +0.41% | +21.81% | |
| 5Y Return (annualized) | -1.56% | +13.05% | |
| Volatility (annualized) | 26.3% | 15.1% | |
| Max Drawdown | -71.1% | -56.5% | |
| Fund Family | VanEck | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Jan 22, 2008 | May 15, 2000 |
GENZ vs IVV Performance
VanEck Digital Native Economy ETF (GENZ) is a ETF from VanEck and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year GENZ returned -9.90% while IVV returned +20.94%. Year to date, GENZ is down 3.20% versus a gain of 12.28% for IVV.
Over three years, GENZ compounded at +0.41% per year against +21.81% for IVV; over five years the annualized figures are -1.56% and +13.05% respectively. Across the full 19-year window we track, IVV has the edge at +6.98% annualized vs +2.19%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GENZ has been the more volatile fund, with annualized monthly volatility of 26.3% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -71.1% for GENZ and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GENZ charges 0.51% per year while IVV charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, GENZ currently yields 3.54% against 1.10% for IVV.
Holdings Overlap
GENZ and IVV share 15 holdings out of 526 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GENZ or IVV?
GENZ has an expense ratio of 0.51% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, GENZ or IVV?
Over the past year GENZ returned -9.90% vs +20.94% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (19 years), GENZ annualized +2.19% vs +6.98% for IVV. Past performance does not guarantee future results.
Which is riskier, GENZ or IVV?
GENZ has been the more volatile fund at 26.3% annualized versus 15.1% for IVV. Worst drawdown: GENZ -71.1% vs IVV -56.5%.
Should I hold both GENZ and IVV?
GENZ and IVV have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GENZ and IVV?
GENZ and IVV share 15 common holdings with a 1.5% weight overlap. Combined, they hold 526 unique securities.
Which pays a higher dividend, GENZ or IVV?
GENZ yields 3.54% while IVV yields 1.10%, so GENZ currently pays the higher dividend yield.
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