GENZ vs IVV
VanEck Digital Native Economy ETF vs iShares Core S&P 500 ETF
Which is better, GENZ or IVV?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GENZ | IVV |
|---|---|---|
| Expense Ratio | 0.51% | 0.03%Best |
| AUM | $16M | $850.0B |
| Dividend Yield | 3.69% | 1.09% |
| Holdings | 110 | 1,018 |
| YTD Return | -9.03% | +8.54%Best |
| 1Y Return | -4.74% | +10.97%Best |
| 3Y Return (annualized) | +0.37% | +20.51%Best |
| 5Y Return (annualized) | -3.73% | +10.97%Best |
| Volatility (annualized) | 26.2% | 15.6%Best |
| Max Drawdown | -71.1% | -52.4%Best |
| $10,000 over 5 years | $8,269 | $16,828Best |
| Fund Family | VanEck | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 22, 2008 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 24, 2008 to Nov 6, 2026 (18.8 years).
GENZ vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 18.8 years both funds cover.
GENZ vs IVV Performance
VanEck Digital Native Economy ETF (GENZ) is an ETF from VanEck and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year GENZ returned -4.74% while IVV returned +10.97%. Year to date, GENZ is down 9.03% versus a gain of 8.54% for IVV.
Over three years, GENZ compounded at +0.37% per year against +20.51% for IVV; over five years the annualized figures are -3.73% and +10.97% respectively. Across the full 19-year window we track, IVV has the edge at +9.92% annualized vs +1.82%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GENZ has been the more volatile fund, with annualized monthly volatility of 26.2% compared with 15.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -71.1% for GENZ and -52.4% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GENZ charges 0.51% per year while IVV charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, GENZ currently yields 3.69% against 1.09% for IVV.
Holdings Overlap
We hold position weights for 27 holdings in GENZ and 505 in IVV, totalling 88.7% and 100.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 27 positions we hold weights for in GENZ and 505 in IVV, against full books of 110 and 1,018.
You are not choosing between two funds in isolation.
Whichever of GENZ and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GENZ or IVV?
GENZ has an expense ratio of 0.51% while IVV charges 0.03%. IVV is the cheaper option, by $48 a year on a $10,000 investment.
Which performed better, GENZ or IVV?
Over the past year GENZ returned -4.74% vs +10.97% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (19 years), GENZ annualized +1.82% vs +9.92% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GENZ or IVV?
GENZ has been the more volatile fund at 26.2% annualized versus 15.6% for IVV. Worst drawdown: GENZ -71.1% vs IVV -52.4%.
Should I hold both GENZ and IVV?
GENZ and IVV have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GENZ or IVV?
GENZ yields 3.69% while IVV yields 1.09%, so GENZ currently pays the higher dividend yield.
Is IVV better than GENZ?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.