GIND vs SCHD
Goldman Sachs India Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GIND offers more diversification with 118 holdings.
Side-by-Side Comparison
| Metric | GIND | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $165M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 122 | 104 | |
| YTD Return | -6.54% | +25.58% | |
| 1Y Return | -4.53% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 15.7% | 13.6% | |
| Max Drawdown | -23.0% | -33.4% | |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 1, 2025 | Oct 20, 2011 |
GIND vs SCHD Performance
Goldman Sachs India Equity ETF (GIND) is a ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GIND returned -4.53% while SCHD returned +31.06%. Year to date, GIND is down 6.54% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
GIND has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.0% for GIND and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GIND charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, GIND currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
GIND and SCHD share 0 holdings out of 218 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GIND or SCHD?
GIND has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, GIND or SCHD?
Over the past year GIND returned -4.53% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), GIND annualized -1.05% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, GIND or SCHD?
GIND has been the more volatile fund at 15.7% annualized versus 13.6% for SCHD. Worst drawdown: GIND -23.0% vs SCHD -33.4%.
Should I hold both GIND and SCHD?
GIND and SCHD have a monthly-return correlation of 0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GIND and SCHD?
GIND and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 218 unique securities.
Which pays a higher dividend, GIND or SCHD?
GIND yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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