GIND vs SCHD
Goldman Sachs India Equity ETF vs Schwab US Dividend Equity ETF
Which is better, GIND or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. GIND is less concentrated, with 28.3% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GIND | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $171M | $112.2B |
| Dividend Yield | 0.00% | 3.13% |
| Holdings | 127 | 103 |
| YTD Return | -5.37% | +28.59%Best |
| 1Y Return | -4.78% | +31.77%Best |
| 3Y Return (annualized) | - | +16.70% |
| 5Y Return (annualized) | - | +10.09% |
| Volatility (annualized) | 15.2% | 11.4%Best |
| Max Drawdown | -23.0% | -9.0%Best |
| $10,000 over 1.4 years | $9,980 | $13,684Best |
| Top 10 Weight | 28.3%Best | 41.5% |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Apr 1, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Apr 3, 2025 to Sep 3, 2026 (1.4 years).
GIND vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
GIND vs SCHD Performance
Goldman Sachs India Equity ETF (GIND) is an ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GIND returned -4.78% while SCHD returned +31.77%. Year to date, GIND is down 5.37% versus a gain of 28.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GIND has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 11.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.0% for GIND and -9.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.11. They move largely independently of each other.
Fees and Cost Over Time
GIND charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, GIND currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 124 holdings in GIND and 100 in SCHD, totalling 98.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 124 positions we hold weights for in GIND and 100 in SCHD, against full books of 127 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for GIND (99.9% of the fund), and 2 for GIND that do not appear in SCHD (2.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of GIND and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GIND or SCHD?
GIND has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, GIND or SCHD?
Over the past year GIND returned -4.78% vs +31.77% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), GIND annualized -0.14% vs +25.11% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GIND or SCHD?
GIND has been the more volatile fund at 15.2% annualized versus 11.4% for SCHD. Worst drawdown: GIND -23.0% vs SCHD -9.0%.
Should I hold both GIND and SCHD?
GIND and SCHD have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GIND or SCHD?
GIND yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than GIND?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. GIND is less concentrated, with 28.3% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.