GIND vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricGINDVTIWinner
Expense Ratio0.75%0.03%
AUM$165M$663.5B
Dividend Yield0.00%1.07%
Holdings1223,543
YTD Return-6.39%+14.96%
1Y Return-4.91%+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)15.7%15.4%
Max Drawdown-23.0%-56.6%
Fund FamilyGoldman Sachs Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionApr 1, 2025May 24, 2001

GIND vs VTI Performance

Goldman Sachs India Equity ETF (GIND) is a ETF from Goldman Sachs Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GIND returned -4.91% while VTI returned +22.39%. Year to date, GIND is down 6.39% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

GIND has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.0% for GIND and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GIND charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, GIND currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

GIND and VTI share 1 holdings out of 2900 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GINDWeight in VTIDifference
CTSH0.72%0.03%0.69%

Frequently Asked Questions

Which is cheaper, GIND or VTI?

GIND has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, GIND or VTI?

Over the past year GIND returned -4.91% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), GIND annualized -0.94% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, GIND or VTI?

GIND has been the more volatile fund at 15.7% annualized versus 15.4% for VTI. Worst drawdown: GIND -23.0% vs VTI -56.6%.

Should I hold both GIND and VTI?

GIND and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GIND and VTI?

GIND and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2900 unique securities.

Which pays a higher dividend, GIND or VTI?

GIND yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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