GPRF vs SCHD

GPRF vs SCHD

Which is better, GPRF or SCHD?

Multi Alternative against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGPRFSCHD
Expense Ratio0.45%0.06%Best
AUM$145M$112.1B
Dividend Yield5.67%3.00%
Holdings510103
YTD Return-0.03%+23.68%Best
1Y Return-0.16%+28.36%Best
3Y Return (annualized)-+16.20%
5Y Return (annualized)-+10.07%
Volatility (annualized)3.9%Best13.6%
Max Drawdown-4.2%Best-16.1%
$10,000 over 2.1 years$10,922$13,245Best
Fund FamilyGoldman Sachs Asset ManagementCharles Schwab Asset Management
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Value
InceptionJul 30, 2024Oct 20, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Aug 1, 2024 to Sep 22, 2026 (2.1 years).

GPRF vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.

GPRF vs SCHD Performance

Goldman Sachs Access US Preferred Stock and Hybrid Securities ETF (GPRF) is an ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GPRF returned -0.16% while SCHD returned +28.36%. Year to date, GPRF is down 0.03% versus a gain of 23.68% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 3.9% for GPRF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.2% for GPRF and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.

Fees and Cost Over Time

GPRF charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, GPRF currently yields 5.67% against 3.00% for SCHD.

Holdings Overlap

SCHD already in GPRF1.2%

At least 1.2% of SCHD's money is in holdings GPRF also owns.

Stated as a floor: for GPRF, our book for it covers 81.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

SCHD and GPRF share little of their money.

1 positions in common, counted across the 434 positions we hold weights for in GPRF and 100 in SCHD, against full books of 510 and 103.

Top Shared Holdings

StockWeight in GPRFWeight in SCHDDifference
FITBFifth Third Bancorp0.18%1.19%1.01%

You are not choosing between two funds in isolation.

Whichever of GPRF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GPRFSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GPRF or SCHD?

GPRF has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.

Which performed better, GPRF or SCHD?

Over the past year GPRF returned -0.16% vs +28.36% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GPRF annualized +4.29% vs +14.32% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GPRF or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 3.9% for GPRF. Worst drawdown: GPRF -4.2% vs SCHD -16.1%.

Should I hold both GPRF and SCHD?

GPRF and SCHD have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between GPRF and SCHD?

At least 1.2% of SCHD's money is in holdings GPRF also owns. Our book for GPRF is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 434 positions we hold weights for in GPRF and 100 in SCHD.

Which pays a higher dividend, GPRF or SCHD?

GPRF yields 5.67% while SCHD yields 3.00%, so GPRF currently pays the higher dividend yield.

Is SCHD better than GPRF?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.