GPRF vs SCHD
Goldman Sachs Access US Preferred Stock and Hybrid Securities ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GPRF offers more diversification with 427 holdings.
Side-by-Side Comparison
| Metric | GPRF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.06% | |
| AUM | $132M | $103.7B | |
| Dividend Yield | 5.64% | 3.31% | |
| Holdings | 488 | 104 | |
| YTD Return | +0.48% | +25.62% | |
| 1Y Return | +3.13% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 4.0% | 13.6% | |
| Max Drawdown | -4.2% | -33.4% | |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Jul 30, 2024 | Oct 20, 2011 |
GPRF vs SCHD Performance
Goldman Sachs Access US Preferred Stock and Hybrid Securities ETF (GPRF) is a ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GPRF returned +3.13% while SCHD returned +32.62%. Year to date, GPRF is up 0.48% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 4.0% for GPRF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.2% for GPRF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GPRF charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, GPRF currently yields 5.64% against 3.31% for SCHD.
Holdings Overlap
GPRF and SCHD share 1 holdings out of 526 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in GPRF | Weight in SCHD | Difference |
|---|---|---|---|
| FITB | 0.13% | 1.35% | 1.22% |
Frequently Asked Questions
Which is cheaper, GPRF or SCHD?
GPRF has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, GPRF or SCHD?
Over the past year GPRF returned +3.13% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GPRF annualized +4.80% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, GPRF or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 4.0% for GPRF. Worst drawdown: GPRF -4.2% vs SCHD -33.4%.
Should I hold both GPRF and SCHD?
GPRF and SCHD have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GPRF and SCHD?
GPRF and SCHD share 1 common holdings with a 0.1% weight overlap. Combined, they hold 526 unique securities.
Which pays a higher dividend, GPRF or SCHD?
GPRF yields 5.64% while SCHD yields 3.31%, so GPRF currently pays the higher dividend yield.
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