GPRF vs VTI
Goldman Sachs Access US Preferred Stock and Hybrid Securities ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GPRF or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GPRF | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $145M | $666.9B |
| Dividend Yield | 5.67% | 1.03% |
| Holdings | 510 | 3,543 |
| YTD Return | -0.37% | +13.14%Best |
| 1Y Return | -0.42% | +16.63%Best |
| 3Y Return (annualized) | - | +22.30% |
| 5Y Return (annualized) | - | +12.01% |
| Volatility (annualized) | 4.0%Best | 12.7% |
| Max Drawdown | -4.2%Best | -19.3% |
| $10,000 over 2.1 years | $10,885 | $14,338Best |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Jul 30, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Aug 1, 2024 to Sep 23, 2026 (2.1 years).
GPRF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
GPRF vs VTI Performance
Goldman Sachs Access US Preferred Stock and Hybrid Securities ETF (GPRF) is an ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GPRF returned -0.42% while VTI returned +16.63%. Year to date, GPRF is down 0.37% versus a gain of 13.14% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 4.0% for GPRF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.2% for GPRF and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GPRF charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, GPRF currently yields 5.67% against 1.03% for VTI.
Holdings Overlap
At least 3.7% of VTI's money is in holdings GPRF also owns.
Stated as a floor: for GPRF, our book for it covers 81.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and GPRF share little of their money.
32 positions in common, counted across the 434 positions we hold weights for in GPRF and 3,463 in VTI, against full books of 510 and 3,543.
Top Shared Holdings
| Stock | Weight in GPRF | Weight in VTI | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 0.85% | 1.31% | 0.46% |
| NEENextera Energy Inc | 0.56% | 0.25% | 0.31% |
| SCHWSchwab Strategic T | 0.42% | 0.24% | 0.18% |
| CCitigroup Inc 6.875 11/73 6.88 2173-11-15 | 0.32% | 0.30% | 0.02% |
| TBBAt&t Inc | 0.31% | 0.22% | 0.09% |
| COFCapital One Financial Corp. | 0.26% | 0.18% | 0.08% |
| GMGeneral Motors Financial Co Inc | 0.32% | 0.11% | 0.21% |
| USBUs Bancorp | 0.24% | 0.14% | 0.10% |
| XELXcel Energy Inc. | 0.29% | 0.07% | 0.22% |
| CNPCenterpoint Energy Inc. | 0.29% | 0.04% | 0.25% |
You are not choosing between two funds in isolation.
Whichever of GPRF and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GPRF or VTI?
GPRF has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, GPRF or VTI?
Over the past year GPRF returned -0.42% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), GPRF annualized +4.12% vs +18.72% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GPRF or VTI?
VTI has been the more volatile fund at 12.7% annualized versus 4.0% for GPRF. Worst drawdown: GPRF -4.2% vs VTI -19.3%.
Should I hold both GPRF and VTI?
GPRF and VTI have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GPRF and VTI?
At least 3.7% of VTI's money is in holdings GPRF also owns. Our book for GPRF is partial, so the real figure is this or higher. They hold 32 positions in common, counted across the 434 positions we hold weights for in GPRF and 3,463 in VTI.
Which pays a higher dividend, GPRF or VTI?
GPRF yields 5.67% while VTI yields 1.03%, so GPRF currently pays the higher dividend yield.
Is VTI better than GPRF?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.