GPRF vs VTI
Goldman Sachs Access US Preferred Stock and Hybrid Securities ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | GPRF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $132M | $663.5B | |
| Dividend Yield | 5.64% | 1.07% | |
| Holdings | 488 | 3,543 | |
| YTD Return | +0.30% | +14.22% | |
| 1Y Return | +2.87% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 4.0% | 15.3% | |
| Max Drawdown | -4.2% | -56.6% | |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 30, 2024 | May 24, 2001 |
GPRF vs VTI Performance
Goldman Sachs Access US Preferred Stock and Hybrid Securities ETF (GPRF) is a ETF from Goldman Sachs Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GPRF returned +2.87% while VTI returned +22.19%. Year to date, GPRF is up 0.30% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.0% for GPRF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.2% for GPRF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GPRF charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, GPRF currently yields 5.64% against 1.07% for VTI.
Holdings Overlap
GPRF and VTI share 29 holdings out of 3181 unique holdings combined, representing a 2.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GPRF or VTI?
GPRF has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, GPRF or VTI?
Over the past year GPRF returned +2.87% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), GPRF annualized +4.70% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, GPRF or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 4.0% for GPRF. Worst drawdown: GPRF -4.2% vs VTI -56.6%.
Should I hold both GPRF and VTI?
GPRF and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GPRF and VTI?
GPRF and VTI share 29 common holdings with a 2.8% weight overlap. Combined, they hold 3181 unique securities.
Which pays a higher dividend, GPRF or VTI?
GPRF yields 5.64% while VTI yields 1.07%, so GPRF currently pays the higher dividend yield.
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