GQGU vs SCHD
GQG US Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | GQGU | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.06% | |
| AUM | $642M | $108.7B | |
| Dividend Yield | 0.96% | 3.13% | |
| Holdings | 44 | 104 | |
| YTD Return | +5.95% | +27.67% | |
| 1Y Return | +2.41% | +31.26% | |
| 3Y Return (annualized) | - | +16.66% | |
| 5Y Return (annualized) | - | +10.18% | |
| Volatility (annualized) | 12.4% | 13.6% | |
| Max Drawdown | -8.4% | -33.4% | |
| Fund Family | GQG Partners LLC | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 31, 2019 | Oct 20, 2011 |
GQGU vs SCHD Performance
GQG US Equity ETF (GQGU) is a ETF from GQG Partners LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GQGU returned +2.41% while SCHD returned +31.26%. Year to date, GQGU is up 5.95% versus a gain of 27.67% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.4% for GQGU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.4% for GQGU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GQGU charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, GQGU currently yields 0.96% against 3.13% for SCHD.
Holdings Overlap
GQGU and SCHD share 7 holdings out of 137 unique holdings combined, representing a 11.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GQGU or SCHD?
GQGU has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.
Which performed better, GQGU or SCHD?
Over the past year GQGU returned +2.41% vs +31.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), GQGU annualized +4.22% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, GQGU or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.4% for GQGU. Worst drawdown: GQGU -8.4% vs SCHD -33.4%.
Should I hold both GQGU and SCHD?
GQGU and SCHD have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GQGU and SCHD?
GQGU and SCHD share 7 common holdings with a 11.1% weight overlap. Combined, they hold 137 unique securities.
Which pays a higher dividend, GQGU or SCHD?
GQGU yields 0.96% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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