GQGU vs VTI
GQG US Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GQGU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.03% | |
| AUM | $642M | $666.9B | |
| Dividend Yield | 0.96% | 1.07% | |
| Holdings | 44 | 3,543 | |
| YTD Return | +6.24% | +13.14% | |
| 1Y Return | +2.91% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 12.4% | 15.3% | |
| Max Drawdown | -8.4% | -56.6% | |
| Fund Family | GQG Partners LLC | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 31, 2019 | May 24, 2001 |
GQGU vs VTI Performance
GQG US Equity ETF (GQGU) is a ETF from GQG Partners LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GQGU returned +2.91% while VTI returned +22.35%. Year to date, GQGU is up 6.24% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.4% for GQGU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.4% for GQGU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.15. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GQGU charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, GQGU currently yields 0.96% against 1.07% for VTI.
Holdings Overlap
GQGU and VTI share 41 holdings out of 2790 unique holdings combined, representing a 19.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GQGU or VTI?
GQGU has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, GQGU or VTI?
Over the past year GQGU returned +2.91% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), GQGU annualized +4.47% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, GQGU or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.4% for GQGU. Worst drawdown: GQGU -8.4% vs VTI -56.6%.
Should I hold both GQGU and VTI?
GQGU and VTI have a monthly-return correlation of -0.15, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GQGU and VTI?
GQGU and VTI share 41 common holdings with a 19.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, GQGU or VTI?
GQGU yields 0.96% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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