GQGU vs VTI
GQG US Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GQGU or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 49.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GQGU | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $506M | $689.2B |
| Dividend Yield | 1.00% | 1.06% |
| Holdings | 72 | 3,542 |
| YTD Return | -2.98% | +12.23%Best |
| 1Y Return | -2.84% | +12.74%Best |
| 3Y Return (annualized) | - | +21.44% |
| 5Y Return (annualized) | - | +10.83% |
| Volatility (annualized) | 13.9% | 11.6%Best |
| Max Drawdown | -18.4% | -8.9%Best |
| $10,000 over 1.3 years | $9,592 | $12,281Best |
| Top 10 Weight | 49.4% | 34.6%Best |
| Fund Family | GQG Partners LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Jul 31, 2019 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jul 14, 2025 to Nov 11, 2026 (1.3 years).
GQGU vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
GQGU vs VTI Performance
GQG US Equity ETF (GQGU) is an ETF from GQG Partners LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GQGU returned -2.84% while VTI returned +12.74%. Year to date, GQGU is down 2.98% versus a gain of 12.23% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GQGU has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 11.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for GQGU and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.03. They move largely independently of each other.
Fees and Cost Over Time
GQGU charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, GQGU currently yields 1.00% against 1.06% for VTI.
Holdings Overlap
82.6% of GQGU's money is in holdings VTI also owns. 4.8% of VTI's money is in holdings GQGU also owns.
Most of GQGU is already inside VTI. Owning both mostly buys the same companies twice.
28 positions in common, counted across the 33 positions we hold weights for in GQGU and 3,464 in VTI, against full books of 72 and 3,542.
What only one of them owns
Our book lists 1,101 positions for VTI that do not appear in our book for GQGU (92.1% of the fund), and 4 for GQGU that do not appear in VTI (9.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GQGU | Weight in VTI | Difference |
|---|---|---|---|
| XOMExxonmobil Corp. | 6.46% | 0.92% | 5.54% |
| PMPhilip Morris International Inc. | 6.27% | 0.41% | 5.86% |
| MOAltria Group Inc | 6.20% | 0.15% | 6.05% |
| VZVerizon Communic | 5.31% | 0.26% | 5.05% |
| CICigna Corp. | 4.34% | 0.10% | 4.24% |
| ALLAllstate Corp/the | 4.35% | 0.08% | 4.27% |
| PGRProgressive Corporation | 4.08% | 0.16% | 3.92% |
| CVXChevron Corp | 3.33% | 0.52% | 2.81% |
| AWKAmerican Water Works Co. Inc. | 3.59% | 0.04% | 3.55% |
| AEPAmerican Electri | 3.21% | 0.09% | 3.12% |
82.6% of GQGU is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GQGU or VTI?
GQGU has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, GQGU or VTI?
Over the past year GQGU returned -2.84% vs +12.74% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), GQGU annualized -3.15% vs +17.12% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GQGU or VTI?
GQGU has been the more volatile fund at 13.9% annualized versus 11.6% for VTI. Worst drawdown: GQGU -18.4% vs VTI -8.9%.
Should I hold both GQGU and VTI?
GQGU and VTI have a monthly-return correlation of -0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GQGU and VTI?
82.6% of GQGU's money is in holdings VTI also owns. 4.8% of VTI's is in holdings GQGU also owns. They hold 28 positions in common, counted across the 33 positions we hold weights for in GQGU and 3,464 in VTI.
Which pays a higher dividend, GQGU or VTI?
GQGU yields 1.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than GQGU?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 49.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.