GROZ vs SCHD
Zacks Focus Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | GROZ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.56% | 0.06% | |
| AUM | $102M | $103.7B | |
| Dividend Yield | 0.04% | 3.31% | |
| Holdings | 47 | 104 | |
| YTD Return | +10.14% | +25.62% | |
| 1Y Return | +19.94% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 16.8% | 13.6% | |
| Max Drawdown | -23.3% | -33.4% | |
| Fund Family | Zacks | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 9, 2024 | Oct 20, 2011 |
GROZ vs SCHD Performance
Zacks Focus Growth ETF (GROZ) is a ETF from Zacks and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GROZ returned +19.94% while SCHD returned +32.62%. Year to date, GROZ is up 10.14% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
GROZ has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.3% for GROZ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.05. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GROZ charges 0.56% per year while SCHD charges 0.06%. On a $10,000 position that is $56 vs $6 annually, a gap of $50 per year that compounds over a long holding period. On income, GROZ currently yields 0.04% against 3.31% for SCHD.
Holdings Overlap
GROZ and SCHD share 1 holdings out of 140 unique holdings combined, representing a 1.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in GROZ | Weight in SCHD | Difference |
|---|---|---|---|
| KO | 0.98% | 4.08% | 3.10% |
Frequently Asked Questions
Which is cheaper, GROZ or SCHD?
GROZ has an expense ratio of 0.56% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $50 per year of difference.
Which performed better, GROZ or SCHD?
Over the past year GROZ returned +19.94% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GROZ annualized +17.54% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, GROZ or SCHD?
GROZ has been the more volatile fund at 16.8% annualized versus 13.6% for SCHD. Worst drawdown: GROZ -23.3% vs SCHD -33.4%.
Should I hold both GROZ and SCHD?
GROZ and SCHD have a monthly-return correlation of 0.05, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GROZ and SCHD?
GROZ and SCHD share 1 common holdings with a 1.0% weight overlap. Combined, they hold 140 unique securities.
Which pays a higher dividend, GROZ or SCHD?
GROZ yields 0.04% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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