GROZ vs SCHD
Zacks Focus Growth ETF vs Schwab US Dividend Equity ETF
Which is better, GROZ or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. GROZ led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 58.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GROZ | SCHD |
|---|---|---|
| Expense Ratio | 0.55% | 0.06%Best |
| AUM | $115M | $112.1B |
| Dividend Yield | 0.04% | 3.00% |
| Holdings | 44 | 103 |
| YTD Return | +9.61% | +24.96%Best |
| 1Y Return | +16.22% | +28.75%Best |
| 3Y Return (annualized) | - | +15.71% |
| 5Y Return (annualized) | - | +9.86% |
| Volatility (annualized) | 16.3% | 13.1%Best |
| Max Drawdown | -23.3% | -14.4%Best |
| $10,000 over 1.8 years | $13,138Best | $12,620 |
| Top 10 Weight | 58.1% | 41.8%Best |
| Fund Family | Zacks | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Sep 9, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 5, 2024 to Sep 9, 2026 (1.8 years).
GROZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
GROZ vs SCHD Performance
Zacks Focus Growth ETF (GROZ) is an ETF from Zacks and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GROZ returned +16.22% while SCHD returned +28.75%. Year to date, GROZ is up 9.61% versus a gain of 24.96% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GROZ has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 13.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.3% for GROZ and -14.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.07. They move largely independently of each other.
Fees and Cost Over Time
GROZ charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, GROZ currently yields 0.04% against 3.00% for SCHD.
Holdings Overlap
1.8% of GROZ's money is in holdings SCHD also owns. 8.1% of SCHD's money is in holdings GROZ also owns.
SCHD and GROZ share little of their money.
2 positions in common, counted across the 41 positions we hold weights for in GROZ and 100 in SCHD, against full books of 44 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for GROZ (91.9% of the fund), and 33 for GROZ that do not appear in SCHD (87.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of GROZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GROZ or SCHD?
GROZ has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option, by $49 a year on a $10,000 investment.
Which performed better, GROZ or SCHD?
Over the past year GROZ returned +16.22% vs +28.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GROZ annualized +16.37% vs +13.80% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GROZ or SCHD?
GROZ has been the more volatile fund at 16.3% annualized versus 13.1% for SCHD. Worst drawdown: GROZ -23.3% vs SCHD -14.4%.
Should I hold both GROZ and SCHD?
GROZ and SCHD have a monthly-return correlation of 0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GROZ and SCHD?
8.1% of SCHD's money is in holdings GROZ also owns. 8.1% of SCHD's is in holdings GROZ also owns. They hold 2 positions in common, counted across the 41 positions we hold weights for in GROZ and 100 in SCHD.
Which pays a higher dividend, GROZ or SCHD?
GROZ yields 0.04% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than GROZ?
SCHD has a lower expense ratio. GROZ led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 58.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.