GSEU vs IVV

GSEU vs IVV

Which is better, GSEU or IVV?

IVV has been ahead.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. GSEU is less concentrated, with 16.3% of the fund in its ten largest positions against 37.9%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: GSEU

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGSEUIVV
Expense Ratio0.25%0.03%Best
AUM$177M$876.4B
Dividend Yield2.69%1.06%
Holdings353508
YTD Return+9.18%+12.51%Best
1Y Return+16.84%+17.57%Best
3Y Return (annualized)+17.71%+21.27%Best
5Y Return (annualized)+8.56%+12.95%Best
Volatility (annualized)16.1%15.1%Best
Max Drawdown-39.4%-33.9%Best
$10,000 over 5 years$15,078$18,384Best
Top 10 Weight16.3%Best37.9%
Fund FamilyGoldman Sachs Asset ManagementiShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMar 2, 2016May 15, 2000

Volatility and max drawdown are measured over the window both funds cover: Mar 4, 2016 to Sep 11, 2026 (10.5 years).

GSEU vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.5 years both funds cover.

GSEU vs IVV Performance

Goldman Sachs ActiveBeta Europe Equity ETF (GSEU) is an ETF from Goldman Sachs Asset Management and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year GSEU returned +16.84% while IVV returned +17.57%. Year to date, GSEU is up 9.18% versus a gain of 12.51% for IVV.

Over three years, GSEU compounded at +17.71% per year against +21.27% for IVV; over five years the annualized figures are +8.56% and +12.95% respectively. Across the full 11-year window we track, IVV has the edge at +14.39% annualized vs +8.03%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GSEU has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.4% for GSEU and -33.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GSEU charges 0.25% per year while IVV charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, GSEU currently yields 2.69% against 1.06% for IVV.

Holdings Overlap

GSEU already in IVV0.1%
IVV already in GSEU0.1%

0.1% of GSEU's money is in holdings IVV also owns. 0.1% of IVV's money is in holdings GSEU also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 347 positions we hold weights for in GSEU and 505 in IVV, against full books of 353 and 508.

What only one of them owns

Our book lists 495 positions for IVV that do not appear in our book for GSEU (99.3% of the fund), and 3 for GSEU that do not appear in IVV (1.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in GSEUWeight in IVVDifference
UMG:ASUniversal Music Group NV0.05%0.06%0.01%

You are not choosing between two funds in isolation.

Whichever of GSEU and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GSEUIVV

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Frequently Asked Questions

Which is cheaper, GSEU or IVV?

GSEU has an expense ratio of 0.25% while IVV charges 0.03%. IVV is the cheaper option, by $22 a year on a $10,000 investment.

Which performed better, GSEU or IVV?

Over the past year GSEU returned +16.84% vs +17.57% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (11 years), GSEU annualized +8.03% vs +14.39% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GSEU or IVV?

GSEU has been the more volatile fund at 16.1% annualized versus 15.1% for IVV. Worst drawdown: GSEU -39.4% vs IVV -33.9%.

Should I hold both GSEU and IVV?

GSEU and IVV have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, GSEU or IVV?

GSEU yields 2.69% while IVV yields 1.06%, so GSEU currently pays the higher dividend yield.

Is IVV better than GSEU?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. GSEU is less concentrated, with 16.3% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.