GSEU vs VTI
Goldman Sachs ActiveBeta Europe Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GSEU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $123M | $666.9B | |
| Dividend Yield | 2.73% | 1.07% | |
| Holdings | 353 | 3,543 | |
| YTD Return | +12.08% | +13.14% | |
| 1Y Return | +20.40% | +22.35% | |
| 3Y Return (annualized) | +18.79% | +21.83% | |
| 5Y Return (annualized) | +9.02% | +12.01% | |
| Volatility (annualized) | 16.1% | 15.3% | |
| Max Drawdown | -39.4% | -56.6% | |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 2, 2016 | May 24, 2001 |
GSEU vs VTI Performance
Goldman Sachs ActiveBeta Europe Equity ETF (GSEU) is a ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GSEU returned +20.40% while VTI returned +22.35%. Year to date, GSEU is up 12.08% versus a gain of 13.14% for VTI.
Over three years, GSEU compounded at +18.79% per year against +21.83% for VTI; over five years the annualized figures are +9.02% and +12.01% respectively. Across the full 11-year window we track, GSEU has the edge at +8.35% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GSEU has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.4% for GSEU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GSEU charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, GSEU currently yields 2.73% against 1.07% for VTI.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, GSEU or VTI?
GSEU has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, GSEU or VTI?
Over the past year GSEU returned +20.40% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), GSEU annualized +8.35% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, GSEU or VTI?
GSEU has been the more volatile fund at 16.1% annualized versus 15.3% for VTI. Worst drawdown: GSEU -39.4% vs VTI -56.6%.
Should I hold both GSEU and VTI?
GSEU and VTI have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GSEU and VTI?
GSEU and VTI share 2 common holdings with a 0.0% weight overlap. Combined, they hold 3125 unique securities.
Which pays a higher dividend, GSEU or VTI?
GSEU yields 2.73% while VTI yields 1.07%, so GSEU currently pays the higher dividend yield.
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