GSIG vs VTI
Goldman Sachs Access Investment Grade Corporate 1-5 Year Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GSIG or VTI?
Investment Grade Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GSIG | VTI |
|---|---|---|
| Expense Ratio | 0.08% | 0.03%Best |
| AUM | $9M | $666.9B |
| Dividend Yield | 4.35% | 1.03% |
| Holdings | 510 | 3,543 |
| Volatility (annualized) | 3.1%Best | 16.0% |
| Max Drawdown | -9.6%Best | -25.4% |
| $10,000 over 5.9 years | $11,181 | $25,125Best |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Investment Grade Bond | Large Cap Blend |
| Inception | Jul 7, 2020 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 107 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. GSIG has data through Jun 3, 2026 and VTI through Sep 18, 2026.
Volatility and max drawdown, and the $10,000 over 5.9 years row, are measured over the window both funds cover: Jul 9, 2020 to Jun 3, 2026 (5.9 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 3.1% for GSIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.6% for GSIG and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GSIG charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, GSIG currently yields 4.35% against 1.03% for VTI.
Holdings Overlap
At least 0.1% of VTI's money is in holdings GSIG also owns.
Stated as a floor: for GSIG, our book for it covers 82.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
The two holdings books were reported 92 days apart, GSIG as of Apr 30, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
3 positions in common, counted across the 454 positions we hold weights for in GSIG and 3,463 in VTI, against full books of 510 and 3,543.
You are not choosing between two funds in isolation.
Whichever of GSIG and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GSIG or VTI?
GSIG has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option, by $5 a year on a $10,000 investment.
Which is riskier, GSIG or VTI?
VTI has been the more volatile fund at 16.0% annualized versus 3.1% for GSIG. Worst drawdown: GSIG -9.6% vs VTI -25.4%.
Should I hold both GSIG and VTI?
GSIG and VTI have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GSIG or VTI?
GSIG yields 4.35% while VTI yields 1.03%, so GSIG currently pays the higher dividend yield.
Is VTI better than GSIG?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.