GSJY vs SCHD
Goldman Sachs ActiveBeta Japan Equity ETF vs Schwab US Dividend Equity ETF
Which is better, GSJY or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. GSJY led over 3Y and 5Y, SCHD over 1Y and the full window. GSJY is less concentrated, with 28.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GSJY | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $99M | $108.9B |
| Dividend Yield | 1.95% | 3.00% |
| Holdings | 157 | 206 |
| YTD Return | +20.66% | +22.08%Best |
| 1Y Return | +25.57% | +26.66%Best |
| 3Y Return (annualized) | +20.60%Best | +16.06% |
| 5Y Return (annualized) | +10.30%Best | +9.39% |
| Volatility (annualized) | 13.1%Best | 15.0% |
| Max Drawdown | -32.6%Best | -33.4% |
| $10,000 over 5 years | $16,326Best | $15,663 |
| Top 10 Weight | 28.5%Best | 41.8% |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 2, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Mar 4, 2016 to Oct 9, 2026 (10.6 years).
GSJY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.6 years both funds cover.
GSJY vs SCHD Performance
Goldman Sachs ActiveBeta Japan Equity ETF (GSJY) is an ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GSJY returned +25.57% while SCHD returned +26.66%. Year to date, GSJY is up 20.66% versus a gain of 22.08% for SCHD.
Over three years, GSJY compounded at +20.60% per year against +16.06% for SCHD; over five years the annualized figures are +10.30% and +9.39% respectively. Across the full 11-year window we track, SCHD has the edge at +11.27% annualized vs +8.37%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 13.1% for GSJY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.6% for GSJY and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GSJY charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, GSJY currently yields 1.95% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 159 holdings in GSJY and 99 in SCHD, totalling 99.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 159 positions we hold weights for in GSJY and 99 in SCHD, against full books of 157 and 206.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for GSJY (99.9% of the fund), and 1 for GSJY that do not appear in SCHD (0.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of GSJY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GSJY or SCHD?
GSJY has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, GSJY or SCHD?
Over the past year GSJY returned +25.57% vs +26.66% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), GSJY annualized +8.37% vs +11.27% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GSJY or SCHD?
SCHD has been the more volatile fund at 15.0% annualized versus 13.1% for GSJY. Worst drawdown: GSJY -32.6% vs SCHD -33.4%.
Should I hold both GSJY and SCHD?
GSJY and SCHD have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GSJY or SCHD?
GSJY yields 1.95% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than GSJY?
SCHD has a lower expense ratio. GSJY led over 3Y and 5Y, SCHD over 1Y and the full window. GSJY is less concentrated, with 28.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.