GSJY vs VTI

GSJY vs VTI
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Quick Verdict

VTI has a lower expense ratio. GSJY delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: GSJYMore Diversified: VTI

Side-by-Side Comparison

MetricGSJYVTIWinner
Expense Ratio0.25%0.03%
AUM$89M$666.9B
Dividend Yield2.05%1.07%
Holdings1573,543
YTD Return+17.42%+13.14%
1Y Return+25.98%+22.35%
3Y Return (annualized)+20.12%+21.83%
5Y Return (annualized)+9.89%+12.01%
Volatility (annualized)13.2%15.3%
Max Drawdown-32.6%-56.6%
Fund FamilyGoldman Sachs Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionMar 2, 2016May 24, 2001

GSJY vs VTI Performance

Goldman Sachs ActiveBeta Japan Equity ETF (GSJY) is a ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GSJY returned +25.98% while VTI returned +22.35%. Year to date, GSJY is up 17.42% versus a gain of 13.14% for VTI.

Over three years, GSJY compounded at +20.12% per year against +21.83% for VTI; over five years the annualized figures are +9.89% and +12.01% respectively. Across the full 11-year window we track, GSJY has the edge at +8.20% annualized vs +8.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.2% for GSJY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -32.6% for GSJY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GSJY charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, GSJY currently yields 2.05% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

GSJY and VTI share 0 holdings out of 2940 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GSJY or VTI?

GSJY has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, GSJY or VTI?

Over the past year GSJY returned +25.98% vs +22.35% for VTI, so GSJY leads on 1-year performance. Over the longest common window we track (11 years), GSJY annualized +8.20% vs +8.09% for VTI. Past performance does not guarantee future results.

Which is riskier, GSJY or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 13.2% for GSJY. Worst drawdown: GSJY -32.6% vs VTI -56.6%.

Should I hold both GSJY and VTI?

GSJY and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GSJY and VTI?

GSJY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2940 unique securities.

Which pays a higher dividend, GSJY or VTI?

GSJY yields 2.05% while VTI yields 1.07%, so GSJY currently pays the higher dividend yield.

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