GSSC vs VTI

GSSC vs VTI
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Quick Verdict

VTI has a lower expense ratio. GSSC delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: GSSCMore Diversified: VTI

Side-by-Side Comparison

MetricGSSCVTIWinner
Expense Ratio0.20%0.03%
AUM$1.1B$666.9B
Dividend Yield1.05%1.07%
Holdings1,4223,543
YTD Return+20.08%+12.65%
1Y Return+28.49%+21.39%
3Y Return (annualized)+17.46%+21.54%
5Y Return (annualized)+8.94%+12.11%
Volatility (annualized)19.6%15.3%
Max Drawdown-42.5%-56.6%
Fund FamilyGoldman Sachs Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionJun 28, 2017May 24, 2001

GSSC vs VTI Performance

Goldman Sachs ActiveBeta US Small Cap Equity ETF (GSSC) is a ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GSSC returned +28.49% while VTI returned +21.39%. Year to date, GSSC is up 20.08% versus a gain of 12.65% for VTI.

Over three years, GSSC compounded at +17.46% per year against +21.54% for VTI; over five years the annualized figures are +8.94% and +12.11% respectively. Across the full 9-year window we track, GSSC has the edge at +10.06% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GSSC has been the more volatile fund, with annualized monthly volatility of 19.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.5% for GSSC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GSSC charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, GSSC currently yields 1.05% against 1.07% for VTI.

Holdings Overlap

0.3%overlap

GSSC and VTI share 905 holdings out of 3112 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GSSCWeight in VTIDifference
ALKS:IE0.42%0.01%0.41%
TXG0.36%0.00%0.36%
SNEX0.32%0.01%0.31%
TVTXProProPro
VSATProProPro
CDNAProProPro
SEZLProProPro
UNFIProProPro
MOG.AProProPro
BTSGProProPro
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Frequently Asked Questions

Which is cheaper, GSSC or VTI?

GSSC has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, GSSC or VTI?

Over the past year GSSC returned +28.49% vs +21.39% for VTI, so GSSC leads on 1-year performance. Over the longest common window we track (9 years), GSSC annualized +10.06% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, GSSC or VTI?

GSSC has been the more volatile fund at 19.6% annualized versus 15.3% for VTI. Worst drawdown: GSSC -42.5% vs VTI -56.6%.

Should I hold both GSSC and VTI?

GSSC and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GSSC and VTI?

GSSC and VTI share 905 common holdings with a 0.3% weight overlap. Combined, they hold 3112 unique securities.

Which pays a higher dividend, GSSC or VTI?

GSSC yields 1.05% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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