GSSC vs SCHD
Goldman Sachs ActiveBeta US Small Cap Equity ETF vs Schwab US Dividend Equity ETF
Which is better, GSSC or SCHD?
Small Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. GSSC led over 3Y, SCHD over 1Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GSSC | SCHD |
|---|---|---|
| Expense Ratio | 0.20% | 0.06%Best |
| AUM | $1.1B | $112.2B |
| Dividend Yield | 1.05% | 3.13% |
| Holdings | 1,422 | 103 |
| YTD Return | +19.81% | +27.56%Best |
| 1Y Return | +22.50% | +30.29%Best |
| 3Y Return (annualized) | +17.00%Best | +16.37% |
| 5Y Return (annualized) | +8.16% | +10.23%Best |
| Volatility (annualized) | 19.5% | 15.8%Best |
| Max Drawdown | -42.5% | -33.4%Best |
| $10,000 over 5 years | $14,802 | $16,274Best |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Value |
| Inception | Jun 28, 2017 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 29, 2017 to Sep 4, 2026 (9.2 years).
GSSC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.2 years both funds cover.
GSSC vs SCHD Performance
Goldman Sachs ActiveBeta US Small Cap Equity ETF (GSSC) is an ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GSSC returned +22.50% while SCHD returned +30.29%. Year to date, GSSC is up 19.81% versus a gain of 27.56% for SCHD.
Over three years, GSSC compounded at +17.00% per year against +16.37% for SCHD; over five years the annualized figures are +8.16% and +10.23% respectively. Across the full 9-year window we track, SCHD has the edge at +11.93% annualized vs +9.98%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GSSC has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.5% for GSSC and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GSSC charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, GSSC currently yields 1.05% against 3.13% for SCHD.
Holdings Overlap
At least 1.4% of SCHD's money is in holdings GSSC also owns.
Stated as a floor: for GSSC, our book for it covers 92.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and GSSC share little of their money.
29 positions in common, counted across the 1,231 positions we hold weights for in GSSC and 100 in SCHD, against full books of 1,422 and 103.
Top Shared Holdings
| Stock | Weight in GSSC | Weight in SCHD | Difference |
|---|---|---|---|
| MCMoelis & Co_None_0 | 0.18% | 0.12% | 0.06% |
| APAMArtisan Partners Asset Management, Inc. | 0.18% | 0.08% | 0.10% |
| IPARInter Parfums Inc | 0.14% | 0.06% | 0.08% |
| MURMurphy Oil Corp | 0.09% | 0.11% | 0.02% |
| KFYKorn Ferry | 0.09% | 0.11% | 0.02% |
| CNSCohen & Steers Inc | 0.12% | 0.06% | 0.06% |
| OFG:PROfg Bancorp Common Stock | 0.10% | 0.06% | 0.04% |
| CVBFCvb Financial Corp. | 0.07% | 0.09% | 0.02% |
| AGMFederal Agricultural Mortgage Corp | 0.10% | 0.05% | 0.05% |
| BKEBuckle Inc/the | 0.10% | 0.04% | 0.06% |
You are not choosing between two funds in isolation.
Whichever of GSSC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GSSC or SCHD?
GSSC has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, GSSC or SCHD?
Over the past year GSSC returned +22.50% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), GSSC annualized +9.98% vs +11.93% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GSSC or SCHD?
GSSC has been the more volatile fund at 19.5% annualized versus 15.8% for SCHD. Worst drawdown: GSSC -42.5% vs SCHD -33.4%.
Should I hold both GSSC and SCHD?
GSSC and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GSSC and SCHD?
At least 1.4% of SCHD's money is in holdings GSSC also owns. Our book for GSSC is partial, so the real figure is this or higher. They hold 29 positions in common, counted across the 1,231 positions we hold weights for in GSSC and 100 in SCHD.
Which pays a higher dividend, GSSC or SCHD?
GSSC yields 1.05% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than GSSC?
SCHD has a lower expense ratio. GSSC led over 3Y, SCHD over 1Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.