GTOC vs VTI
Invesco Core Fixed Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GTOC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.26% | 0.03% | |
| AUM | $355M | $666.9B | |
| Dividend Yield | 4.03% | 1.07% | |
| Holdings | 796 | 3,543 | |
| YTD Return | -2.57% | +13.14% | |
| 1Y Return | -0.41% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 3.6% | 15.3% | |
| Max Drawdown | -4.1% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 23, 2025 | May 24, 2001 |
GTOC vs VTI Performance
Invesco Core Fixed Income ETF (GTOC) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GTOC returned -0.41% while VTI returned +22.35%. Year to date, GTOC is down 2.57% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.6% for GTOC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.1% for GTOC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GTOC charges 0.26% per year while VTI charges 0.03%. On a $10,000 position that is $26 vs $3 annually, a gap of $23 per year that compounds over a long holding period. On income, GTOC currently yields 4.03% against 1.07% for VTI.
Holdings Overlap
GTOC and VTI share 13 holdings out of 2994 unique holdings combined, representing a 0.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GTOC or VTI?
GTOC has an expense ratio of 0.26% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $23 per year of difference.
Which performed better, GTOC or VTI?
Over the past year GTOC returned -0.41% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), GTOC annualized +0.32% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, GTOC or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 3.6% for GTOC. Worst drawdown: GTOC -4.1% vs VTI -56.6%.
Should I hold both GTOC and VTI?
GTOC and VTI have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GTOC and VTI?
GTOC and VTI share 13 common holdings with a 0.4% weight overlap. Combined, they hold 2994 unique securities.
Which pays a higher dividend, GTOC or VTI?
GTOC yields 4.03% while VTI yields 1.07%, so GTOC currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.