GUT vs SCHD
Gabelli Utility Trust (The) vs Schwab US Dividend Equity ETF
Which is better, GUT or SCHD?
All Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. GUT led over 3Y, SCHD over 1Y, 5Y and the full window. GUT is less concentrated, with 30.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GUT | SCHD |
|---|---|---|
| Expense Ratio | 2.06% | 0.06%Best |
| AUM | $295M | $108.9B |
| Dividend Yield | 20.12% | 3.00% |
| Holdings | 215 | 206 |
| YTD Return | +1.09% | +20.67%Best |
| 1Y Return | +3.80% | +22.79%Best |
| 3Y Return (annualized) | +17.11%Best | +15.93% |
| 5Y Return (annualized) | +3.08% | +9.26%Best |
| Volatility (annualized) | 18.6% | 13.7%Best |
| Max Drawdown | -55.4% | -33.4%Best |
| $10,000 over 5 years | $11,638 | $15,571Best |
| Top 10 Weight | 30.3%Best | 41.8% |
| Fund Family | Gabelli Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Jul 9, 1999 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Oct 1, 2026 (14.9 years).
GUT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
GUT vs SCHD Performance
Gabelli Utility Trust (The) (GUT) is an ETF from Gabelli Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GUT returned +3.80% while SCHD returned +22.79%. Year to date, GUT is up 1.09% versus a gain of 20.67% for SCHD.
Over three years, GUT compounded at +17.11% per year against +15.93% for SCHD; over five years the annualized figures are +3.08% and +9.26% respectively. Across the full 15-year window we track, SCHD has the edge at +11.05% annualized vs +2.10%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GUT has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -55.4% for GUT and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.42. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GUT charges 2.06% per year while SCHD charges 0.06%. On a $10,000 position that is $206 vs $6 annually, a gap of $200 per year that compounds over a long holding period. On income, GUT currently yields 20.12% against 3.00% for SCHD.
Holdings Overlap
4.1% of GUT's money is in holdings SCHD also owns. 13.6% of SCHD's money is in holdings GUT also owns.
SCHD and GUT share little of their money.
The two holdings books were reported 73 days apart, GUT as of Jun 30, 2026 and SCHD as of Sep 11, 2026, so some of the difference between them is the time between the two reports rather than the funds.
6 positions in common, counted across the 196 positions we hold weights for in GUT and 99 in SCHD, against full books of 215 and 206.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for GUT (86.3% of the fund), and 106 for GUT that do not appear in SCHD (72.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of GUT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GUT or SCHD?
GUT has an expense ratio of 2.06% while SCHD charges 0.06%. SCHD is the cheaper option, by $200 a year on a $10,000 investment.
Which performed better, GUT or SCHD?
Over the past year GUT returned +3.80% vs +22.79% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), GUT annualized +2.10% vs +11.05% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GUT or SCHD?
GUT has been the more volatile fund at 18.6% annualized versus 13.7% for SCHD. Worst drawdown: GUT -55.4% vs SCHD -33.4%.
Should I hold both GUT and SCHD?
GUT and SCHD have a monthly-return correlation of 0.42, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GUT and SCHD?
13.6% of SCHD's money is in holdings GUT also owns. 13.6% of SCHD's is in holdings GUT also owns. They hold 6 positions in common, counted across the 196 positions we hold weights for in GUT and 99 in SCHD.
Which pays a higher dividend, GUT or SCHD?
GUT yields 20.12% while SCHD yields 3.00%, so GUT currently pays the higher dividend yield.
Is SCHD better than GUT?
SCHD has a lower expense ratio. GUT led over 3Y, SCHD over 1Y, 5Y and the full window. GUT is less concentrated, with 30.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.