HART vs IVV
NYLI Healthy Hearts ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | HART | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $9M | $907.0B | |
| Dividend Yield | 1.62% | 1.10% | |
| Holdings | 71 | 508 | |
| YTD Return | +1.15% | +12.71% | |
| 1Y Return | -4.58% | +21.89% | |
| 3Y Return (annualized) | +5.70% | +22.08% | |
| 5Y Return (annualized) | - | +12.96% | |
| Volatility (annualized) | 13.6% | 15.1% | |
| Max Drawdown | -17.4% | -56.5% | |
| Fund Family | INDEXIQ ETF TRUST | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Jan 14, 2021 | May 15, 2000 |
HART vs IVV Performance
NYLI Healthy Hearts ETF (HART) is a ETF from INDEXIQ ETF TRUST and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HART returned -4.58% while IVV returned +21.89%. Year to date, HART is up 1.15% versus a gain of 12.71% for IVV.
Over three years, HART compounded at +5.70% per year against +22.08% for IVV. Across the full 5-year window we track, IVV has the edge at +7.00% annualized vs +5.88%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.6% for HART. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.4% for HART and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HART charges 0.45% per year while IVV charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, HART currently yields 1.62% against 1.10% for IVV.
Frequently Asked Questions
Which is cheaper, HART or IVV?
HART has an expense ratio of 0.45% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, HART or IVV?
Over the past year HART returned -4.58% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (5 years), HART annualized +5.88% vs +7.00% for IVV. Past performance does not guarantee future results.
Which is riskier, HART or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 13.6% for HART. Worst drawdown: HART -17.4% vs IVV -56.5%.
Should I hold both HART and IVV?
HART and IVV have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, HART or IVV?
HART yields 1.62% while IVV yields 1.10%, so HART currently pays the higher dividend yield.
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