HART vs IVV
NYLI Healthy Hearts ETF vs iShares Core S&P 500 ETF
Which is better, HART or IVV?
All Cap Blend against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HART | IVV |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $9M | $876.4B |
| Dividend Yield | 1.62% | 1.06% |
| Holdings | 71 | 508 |
| Volatility (annualized) | 13.6%Best | 15.7% |
| Max Drawdown | -17.4%Best | -24.5% |
| $10,000 over 4.6 years | $13,006 | $18,073Best |
| Fund Family | INDEXIQ ETF TRUST | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Jan 14, 2021 | May 15, 2000 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 388 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HART has data through Aug 19, 2025 and IVV through Sep 11, 2026.
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Jan 14, 2021 to Aug 19, 2025 (4.6 years).
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 13.6% for HART. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.4% for HART and -24.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HART charges 0.45% per year while IVV charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, HART currently yields 1.62% against 1.06% for IVV.
You are not choosing between two funds in isolation.
Whichever of HART and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HART or IVV?
HART has an expense ratio of 0.45% while IVV charges 0.03%. IVV is the cheaper option, by $42 a year on a $10,000 investment.
Which is riskier, HART or IVV?
IVV has been the more volatile fund at 15.7% annualized versus 13.6% for HART. Worst drawdown: HART -17.4% vs IVV -24.5%.
Should I hold both HART and IVV?
HART and IVV have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HART or IVV?
HART yields 1.62% while IVV yields 1.06%, so HART currently pays the higher dividend yield.
Is IVV better than HART?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.