HART vs VYM
NYLI Healthy Hearts ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | HART | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.04% | |
| AUM | $9M | $81.6B | |
| Dividend Yield | 1.62% | 2.24% | |
| Holdings | 71 | 616 | |
| YTD Return | +1.15% | +14.66% | |
| 1Y Return | -4.58% | +22.16% | |
| 3Y Return (annualized) | +5.70% | +18.72% | |
| 5Y Return (annualized) | - | +12.18% | |
| Volatility (annualized) | 13.6% | 14.6% | |
| Max Drawdown | -17.4% | -58.8% | |
| Fund Family | INDEXIQ ETF TRUST | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 14, 2021 | Nov 10, 2006 |
HART vs VYM Performance
NYLI Healthy Hearts ETF (HART) is a ETF from INDEXIQ ETF TRUST and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year HART returned -4.58% while VYM returned +22.16%. Year to date, HART is up 1.15% versus a gain of 14.66% for VYM.
Over three years, HART compounded at +5.70% per year against +18.72% for VYM. Across the full 5-year window we track, VYM has the edge at +7.01% annualized vs +5.88%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.6% for HART. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.4% for HART and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HART charges 0.45% per year while VYM charges 0.04%. On a $10,000 position that is $45 vs $4 annually, a gap of $41 per year that compounds over a long holding period. On income, HART currently yields 1.62% against 2.24% for VYM.
Frequently Asked Questions
Which is cheaper, HART or VYM?
HART has an expense ratio of 0.45% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $41 per year of difference.
Which performed better, HART or VYM?
Over the past year HART returned -4.58% vs +22.16% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), HART annualized +5.88% vs +7.01% for VYM. Past performance does not guarantee future results.
Which is riskier, HART or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 13.6% for HART. Worst drawdown: HART -17.4% vs VYM -58.8%.
Should I hold both HART and VYM?
HART and VYM have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, HART or VYM?
HART yields 1.62% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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