HART vs QQQ
NYLI Healthy Hearts ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | HART | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.18% | |
| AUM | $9M | $496.3B | |
| Dividend Yield | 1.62% | 0.44% | |
| Holdings | 71 | 108 | |
| YTD Return | +1.15% | +16.64% | |
| 1Y Return | -4.58% | +27.27% | |
| 3Y Return (annualized) | +5.70% | +25.96% | |
| 5Y Return (annualized) | - | +14.54% | |
| Volatility (annualized) | 13.6% | 30.6% | |
| Max Drawdown | -17.4% | -83.0% | |
| Fund Family | INDEXIQ ETF TRUST | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jan 14, 2021 | Mar 10, 1999 |
HART vs QQQ Performance
NYLI Healthy Hearts ETF (HART) is a ETF from INDEXIQ ETF TRUST and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year HART returned -4.58% while QQQ returned +27.27%. Year to date, HART is up 1.15% versus a gain of 16.64% for QQQ.
Over three years, HART compounded at +5.70% per year against +25.96% for QQQ. Across the full 5-year window we track, QQQ has the edge at +13.03% annualized vs +5.88%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 13.6% for HART. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.4% for HART and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HART charges 0.45% per year while QQQ charges 0.18%. On a $10,000 position that is $45 vs $18 annually, a gap of $27 per year that compounds over a long holding period. On income, HART currently yields 1.62% against 0.44% for QQQ.
Frequently Asked Questions
Which is cheaper, HART or QQQ?
HART has an expense ratio of 0.45% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
Which performed better, HART or QQQ?
Over the past year HART returned -4.58% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), HART annualized +5.88% vs +13.03% for QQQ. Past performance does not guarantee future results.
Which is riskier, HART or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 13.6% for HART. Worst drawdown: HART -17.4% vs QQQ -83.0%.
Should I hold both HART and QQQ?
HART and QQQ have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, HART or QQQ?
HART yields 1.62% while QQQ yields 0.44%, so HART currently pays the higher dividend yield.
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