HAUS vs VTI
Residential REIT ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HAUS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $8M | $666.9B | |
| Dividend Yield | 4.33% | 1.07% | |
| Holdings | 24 | 3,543 | |
| YTD Return | +5.45% | +13.14% | |
| 1Y Return | +8.29% | +22.35% | |
| 3Y Return (annualized) | +9.73% | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 17.5% | 15.3% | |
| Max Drawdown | -35.9% | -56.6% | |
| Fund Family | Armada ETF | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 28, 2022 | May 24, 2001 |
HAUS vs VTI Performance
Residential REIT ETF (HAUS) is a ETF from Armada ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HAUS returned +8.29% while VTI returned +22.35%. Year to date, HAUS is up 5.45% versus a gain of 13.14% for VTI.
Over three years, HAUS compounded at +9.73% per year against +21.83% for VTI. Across the full 5-year window we track, VTI has the edge at +8.09% annualized vs +1.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HAUS has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.9% for HAUS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HAUS charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, HAUS currently yields 4.33% against 1.07% for VTI.
Holdings Overlap
HAUS and VTI share 17 holdings out of 2793 unique holdings combined, representing a 0.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HAUS or VTI?
HAUS has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, HAUS or VTI?
Over the past year HAUS returned +8.29% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), HAUS annualized +1.26% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, HAUS or VTI?
HAUS has been the more volatile fund at 17.5% annualized versus 15.3% for VTI. Worst drawdown: HAUS -35.9% vs VTI -56.6%.
Should I hold both HAUS and VTI?
HAUS and VTI have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HAUS and VTI?
HAUS and VTI share 17 common holdings with a 0.6% weight overlap. Combined, they hold 2793 unique securities.
Which pays a higher dividend, HAUS or VTI?
HAUS yields 4.33% while VTI yields 1.07%, so HAUS currently pays the higher dividend yield.
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