HAUS vs VTI
Residential REIT ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HAUS or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HAUS | VTI |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $8M | $666.9B |
| Dividend Yield | 4.33% | 1.03% |
| Holdings | 24 | 3,543 |
| YTD Return | +0.22% | +12.57%Best |
| 1Y Return | +0.39% | +17.22%Best |
| 3Y Return (annualized) | +7.45% | +20.87%Best |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 17.4% | 16.0%Best |
| Max Drawdown | -35.9% | -22.4%Best |
| $10,000 over 4.5 years | $10,050 | $18,341Best |
| Fund Family | Armada ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Feb 28, 2022 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 1, 2022 to Sep 11, 2026 (4.5 years).
HAUS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
HAUS vs VTI Performance
Residential REIT ETF (HAUS) is an ETF from Armada ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HAUS returned +0.39% while VTI returned +17.22%. Year to date, HAUS is up 0.22% versus a gain of 12.57% for VTI.
Over three years, HAUS compounded at +7.45% per year against +20.87% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HAUS has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 16.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.9% for HAUS and -22.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
HAUS charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, HAUS currently yields 4.33% against 1.03% for VTI.
Holdings Overlap
At least 77.4% of HAUS's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of HAUS is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 49 days apart, HAUS as of Aug 18, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
16 positions in common, counted across the 22 positions we hold weights for in HAUS and 2,787 in VTI, against full books of 24 and 3,543.
Top Shared Holdings
| Stock | Weight in HAUS | Weight in VTI | Difference |
|---|---|---|---|
| EQREquity Residential | 9.58% | 0.03% | 9.55% |
| DHCDiversified Healthcare Trust | 6.31% | 0.00% | 6.31% |
| WELLWelltower Inc | 5.85% | 0.22% | 5.63% |
| VTRVentas, Inc. | 5.61% | 0.06% | 5.55% |
| PSAPublic Storage | 5.35% | 0.07% | 5.28% |
| ESSEssex Property Trust Inc. | 5.27% | 0.03% | 5.24% |
| ELSEquity Lifestyle Properties, Inc. | 4.89% | 0.02% | 4.87% |
| EXRExtra Space Storage Inc. | 4.84% | 0.04% | 4.80% |
| UMHUmh Properties Inc | 4.68% | 0.00% | 4.68% |
| CPTCamden Property Trust Common Stock | 4.65% | 0.02% | 4.63% |
77.4% of HAUS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HAUS or VTI?
HAUS has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, HAUS or VTI?
Over the past year HAUS returned +0.39% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HAUS or VTI?
HAUS has been the more volatile fund at 17.4% annualized versus 16.0% for VTI. Worst drawdown: HAUS -35.9% vs VTI -22.4%.
Should I hold both HAUS and VTI?
HAUS and VTI have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between HAUS and VTI?
At least 77.4% of HAUS's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 16 positions in common, counted across the 22 positions we hold weights for in HAUS and 2,787 in VTI.
Which pays a higher dividend, HAUS or VTI?
HAUS yields 4.33% while VTI yields 1.03%, so HAUS currently pays the higher dividend yield.
Is VTI better than HAUS?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.