HAUZ vs SCHD
Xtrackers International Real Estate ETF vs Schwab US Dividend Equity ETF
Which is better, HAUZ or SCHD?
Mid Cap Value against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. HAUZ is less concentrated, with 21.4% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HAUZ | SCHD |
|---|---|---|
| Expense Ratio | 0.10% | 0.06%Best |
| AUM | $1.1B | $112.1B |
| Dividend Yield | 3.50% | 3.00% |
| Holdings | 418 | 103 |
| YTD Return | -3.96% | +25.07%Best |
| 1Y Return | -4.51% | +27.61%Best |
| 3Y Return (annualized) | +7.25% | +15.74%Best |
| 5Y Return (annualized) | -1.92% | +9.89%Best |
| Volatility (annualized) | 16.2% | 14.3%Best |
| Max Drawdown | -41.7% | -33.4%Best |
| $10,000 over 5 years | $9,076 | $16,025Best |
| Top 10 Weight | 21.4%Best | 41.8% |
| Fund Family | Xtrackers ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Value |
| Inception | Oct 1, 2013 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 1, 2013 to Sep 11, 2026 (12.9 years).
HAUZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.9 years both funds cover.
HAUZ vs SCHD Performance
Xtrackers International Real Estate ETF (HAUZ) is an ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year HAUZ returned -4.51% while SCHD returned +27.61%. Year to date, HAUZ is down 3.96% versus a gain of 25.07% for SCHD.
Over three years, HAUZ compounded at +7.25% per year against +15.74% for SCHD; over five years the annualized figures are -1.92% and +9.89% respectively. Across the full 13-year window we track, SCHD has the edge at +10.57% annualized vs +0.60%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HAUZ has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 14.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.7% for HAUZ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HAUZ charges 0.10% per year while SCHD charges 0.06%. On a $10,000 position that is $10 vs $6 annually, a gap of $4 per year that compounds over a long holding period. On income, HAUZ currently yields 3.50% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 406 holdings in HAUZ and 100 in SCHD, totalling 98.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 406 positions we hold weights for in HAUZ and 100 in SCHD, against full books of 418 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for HAUZ (99.9% of the fund), and 4 for HAUZ that do not appear in SCHD (1.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of HAUZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HAUZ or SCHD?
HAUZ has an expense ratio of 0.10% while SCHD charges 0.06%. SCHD is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, HAUZ or SCHD?
Over the past year HAUZ returned -4.51% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), HAUZ annualized +0.60% vs +10.57% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HAUZ or SCHD?
HAUZ has been the more volatile fund at 16.2% annualized versus 14.3% for SCHD. Worst drawdown: HAUZ -41.7% vs SCHD -33.4%.
Should I hold both HAUZ and SCHD?
HAUZ and SCHD have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HAUZ or SCHD?
HAUZ yields 3.50% while SCHD yields 3.00%, so HAUZ currently pays the higher dividend yield.
Is SCHD better than HAUZ?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. HAUZ is less concentrated, with 21.4% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.