HAUZ vs VTI
Xtrackers International Real Estate ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HAUZ or VTI?
Mid Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. HAUZ is less concentrated, with 21.4% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HAUZ | VTI |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $1.1B | $666.9B |
| Dividend Yield | 3.50% | 1.03% |
| Holdings | 418 | 3,543 |
| YTD Return | -6.83% | +13.60%Best |
| 1Y Return | -3.96% | +18.17%Best |
| 3Y Return (annualized) | +7.44% | +23.04%Best |
| 5Y Return (annualized) | -2.04% | +12.14%Best |
| Volatility (annualized) | 16.2% | 14.9%Best |
| Max Drawdown | -41.7% | -35.0%Best |
| $10,000 over 5 years | $9,021 | $17,734Best |
| Top 10 Weight | 21.4%Best | 33.3% |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Oct 1, 2013 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Oct 1, 2013 to Sep 25, 2026 (13 years).
HAUZ vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
HAUZ vs VTI Performance
Xtrackers International Real Estate ETF (HAUZ) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HAUZ returned -3.96% while VTI returned +18.17%. Year to date, HAUZ is down 6.83% versus a gain of 13.60% for VTI.
Over three years, HAUZ compounded at +7.44% per year against +23.04% for VTI; over five years the annualized figures are -2.04% and +12.14% respectively. Across the full 13-year window we track, VTI has the edge at +12.54% annualized vs +0.37%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HAUZ has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 14.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.7% for HAUZ and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HAUZ charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, HAUZ currently yields 3.50% against 1.03% for VTI.
Holdings Overlap
1.0% of HAUZ's money is in holdings VTI also owns.
HAUZ and VTI share little of their money.
2 positions in common, counted across the 405 positions we hold weights for in HAUZ and 3,463 in VTI, against full books of 418 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for HAUZ (97.5% of the fund), and 4 for HAUZ that do not appear in VTI (1.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of HAUZ and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HAUZ or VTI?
HAUZ has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, HAUZ or VTI?
Over the past year HAUZ returned -3.96% vs +18.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), HAUZ annualized +0.37% vs +12.54% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HAUZ or VTI?
HAUZ has been the more volatile fund at 16.2% annualized versus 14.9% for VTI. Worst drawdown: HAUZ -41.7% vs VTI -35.0%.
Should I hold both HAUZ and VTI?
HAUZ and VTI have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between HAUZ and VTI?
1.0% of HAUZ's money is in holdings VTI also owns. 0.0% of VTI's is in holdings HAUZ also owns. They hold 2 positions in common, counted across the 405 positions we hold weights for in HAUZ and 3,463 in VTI.
Which pays a higher dividend, HAUZ or VTI?
HAUZ yields 3.50% while VTI yields 1.03%, so HAUZ currently pays the higher dividend yield.
Is VTI better than HAUZ?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. HAUZ is less concentrated, with 21.4% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.