HBIL vs VXUS
Harbor Short Term Treasury ETF vs Vanguard Total International Stock ETF
Which is better, HBIL or VXUS?
Ultrashort Term Bond against Large Cap Blend.
VXUS has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HBIL | VXUS |
|---|---|---|
| Expense Ratio | 0.10% | 0.05%Best |
| AUM | $6M | $158.1B |
| Dividend Yield | 0.00% | 2.51% |
| Holdings | - | 8,747 |
| YTD Return | +0.28% | +13.03%Best |
| 1Y Return | - | +20.20% |
| 3Y Return (annualized) | - | +19.23% |
| 5Y Return (annualized) | - | +8.73% |
| Fund Family | Harbor Funds | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Blend |
| Inception | Aug 12, 2026 | Jan 26, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
HBIL vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
HBIL vs VXUS Performance
Harbor Short Term Treasury ETF (HBIL) is an ETF from Harbor Funds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Year to date, HBIL is up 0.28% versus a gain of 13.03% for VXUS.
Past performance does not guarantee future results.
Fees and Cost Over Time
HBIL charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, HBIL currently yields 0.00% against 2.51% for VXUS.
You are not choosing between two funds in isolation.
Whichever of HBIL and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HBIL or VXUS?
HBIL has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option, by $5 a year on a $10,000 investment.
Which pays a higher dividend, HBIL or VXUS?
HBIL yields 0.00% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than HBIL?
VXUS has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.