HFGM vs IVV

HFGM vs IVV
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Quick Verdict

IVV has a lower expense ratio. HFGM delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: HFGMMore Diversified: IVV

Side-by-Side Comparison

MetricHFGMIVVWinner
Expense Ratio1.01%0.03%
AUM$162M$907.0B
Dividend Yield10.69%1.10%
Holdings34508
YTD Return+9.04%+12.71%
1Y Return+22.81%+21.89%
3Y Return (annualized)-+22.08%
5Y Return (annualized)-+12.96%
Volatility (annualized)17.1%15.1%
Max Drawdown-15.1%-56.5%
Fund FamilyUnlimited FundsiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionApr 14, 2025May 15, 2000

HFGM vs IVV Performance

Unlimited HFGM Global Macro ETF (HFGM) is a ETF from Unlimited Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HFGM returned +22.81% while IVV returned +21.89%. Year to date, HFGM is up 9.04% versus a gain of 12.71% for IVV.

Risk: Volatility and Drawdowns

HFGM has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.1% for HFGM and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HFGM charges 1.01% per year while IVV charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, HFGM currently yields 10.69% against 1.10% for IVV.

Holdings Overlap

0.0%overlap

HFGM and IVV share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HFGM or IVV?

HFGM has an expense ratio of 1.01% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, HFGM or IVV?

Over the past year HFGM returned +22.81% vs +21.89% for IVV, so HFGM leads on 1-year performance. Over the longest common window we track (1 years), HFGM annualized +28.00% vs +7.00% for IVV. Past performance does not guarantee future results.

Which is riskier, HFGM or IVV?

HFGM has been the more volatile fund at 17.1% annualized versus 15.1% for IVV. Worst drawdown: HFGM -15.1% vs IVV -56.5%.

Should I hold both HFGM and IVV?

HFGM and IVV have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HFGM and IVV?

HFGM and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.

Which pays a higher dividend, HFGM or IVV?

HFGM yields 10.69% while IVV yields 1.10%, so HFGM currently pays the higher dividend yield.

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