HFGM vs VTI
Unlimited HFGM Global Macro ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. HFGM delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HFGM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.03% | |
| AUM | $162M | $666.9B | |
| Dividend Yield | 10.69% | 1.07% | |
| Holdings | 34 | 3,543 | |
| YTD Return | +9.04% | +13.14% | |
| 1Y Return | +22.81% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 17.1% | 15.3% | |
| Max Drawdown | -15.1% | -56.6% | |
| Fund Family | Unlimited Funds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Apr 14, 2025 | May 24, 2001 |
HFGM vs VTI Performance
Unlimited HFGM Global Macro ETF (HFGM) is a ETF from Unlimited Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HFGM returned +22.81% while VTI returned +22.35%. Year to date, HFGM is up 9.04% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
HFGM has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.1% for HFGM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HFGM charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, HFGM currently yields 10.69% against 1.07% for VTI.
Holdings Overlap
HFGM and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HFGM or VTI?
HFGM has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
Which performed better, HFGM or VTI?
Over the past year HFGM returned +22.81% vs +22.35% for VTI, so HFGM leads on 1-year performance. Over the longest common window we track (1 years), HFGM annualized +28.00% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, HFGM or VTI?
HFGM has been the more volatile fund at 17.1% annualized versus 15.3% for VTI. Worst drawdown: HFGM -15.1% vs VTI -56.6%.
Should I hold both HFGM and VTI?
HFGM and VTI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HFGM and VTI?
HFGM and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, HFGM or VTI?
HFGM yields 10.69% while VTI yields 1.07%, so HFGM currently pays the higher dividend yield.
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